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Home » 6 High Interest Savings Accounts to Save Your Money in 2025
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6 High Interest Savings Accounts to Save Your Money in 2025

May 31, 2025 No Comments
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With the prevailing high inflation it makes sense to look for high interest savings account to put your money. Rather than just leave your savings in accounts that don’t yield any interest, we decided to look at the best high yield savings account available at some banks.

If you’d like, learn about money saving apps that pay good interest

With these accounts you can easily earn up to 10/12% interest on your savings. Without much ado here are our pick of top 6 best high interest savings accounts in Nigerian banks, in no particular order.

Standard Chartered Bank eSavers Account

  • Up to 9% interest per annum
  • Zero minimum balance
  • Accessible via online/mobile banking
  • Maximum 4 withdrawals per month

NOTE: Interest rate may vary based on account balance and terms

Keystone Bank High-Interest Savings Account (HISA)

  • Up to 1.35% monthly interest
  • No debit card issuance
  • Minimum account balance of N500,000

Note: Interest may vary based on account balance and terms.

UBA Target Account

  • Up to 5.5% interest per annum
  • Minimum N50,000 balance
  • Available via online/mobile banking
  • Maximum 4 withdrawals per month

Note: Interest may vary based on account balance and terms.

Fidelity Bank High Yield Savings Account (HYSA)

  • Up to 8.6% interest per annum
  • zero minimum opening balance
  • Not more than 3 withdrawals per month

Note: Interest rate may be tiered based on threshold

Stanbic IBTC Max Yield Savings Account

  • Up to 7% interest per annum
  • Accessible via all e-banking channels
  • Not more than 4 withdrawals a month
  • Minimum account balance of N10,000

Note: Interest may vary based on account balance and terms.

Access Bank High-Interest Deposit Account (HIDA)

  • Up to 10% interest per annum
  • Up to 4 withdrawals per month
  • Accessible via online/mobile banking channels
  • No debit card
  • Minimum balance of N5,000

Note: Interest may be tiered based on account balance.

 

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