Editor’s Note: There is now an updated 2021 version for USSD bank codes for money transfer in Nigeria

This is an update version of our popular post on bank ussd codes for money transfer. Today, money transfer by USSD codes have become almost normal as every bank quickly joined the band wagon after GTBank had launched its successful USSD code for money transfer, airtime topup etc.

With the bank USSD codes anyone with a bank account can now do a lot of things without stepping into the banking hall eg transfer money, buy airtime, pay bills.

So we bring you the update USSD transfer codes for all major banks in Nigeria. Look for the USSD code for your bank and the steps on how to use them below;

GTBank USSD Money Transfer Code

To initiate transfers to a GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank.

For transfers to beneficiaries in other Bank’s, customers should simply dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will then require the last four digits of their GTBank Naira MasterCard or a 4 digit authorisation code they set up, to authenticate each transaction.

The *737* USSD code service is available to only people with Guaranty Trust Bank (Gtbank) accounts via the mobile phone number registered with their bank account. Daily transfer limit is N100,000.

Access Bank USSD Code for Transfers

To do transfers to an Access bank account, simply dial *901*Amount*Account Number# eg, *901*10000*1234567890# from the mobile number registered with the bank account. Then authenticate the transfer with your transfer security code which is the last 4 digits of your BVN number.

To do transfers to the bank beneficiaries, customers should dial *901*2*AMOUNT*NUBAN Account Number#.  This incurs an N80 charge.

Zenith Bank USSD Code for Transfers

The Zenith bank transfer code for customers sending money to any bank account in Nigeria is  *966*Amount*Account Number# (e.g. *966*1000*1234567890#). This should be done from the registered mobile number linked to the account. Then follow the on screen prompts to complete.

Daily transfer limit is N100,000

First Bank USSD Code for Transfers

To transfer money from your First Bank account to any bank account simply dial *894*Amount*Account Number#, select beneficiary bank, confirm amount, beneficiary name, and enter your 4 digit pin, then select account to debit. Customers can transfer up to N100,000 daily

UBA USSD Transfer Code

To send money to a United Bank for Africa (UBA) account dial *919*3*account number*amount# eg *919*3*1234567890*1000#. Follow the prompt and enter your correct PIN.

To transfer to other bank accounts (non UBA accounts) dial *919*4*account number*amount# and follow the prompt to complete the transaction. The maximum daily transfer limit is N150,000.

FCMB USSD Transfer Code

To transfer funds from your FCMB account dial *329*Amount*Account number#

To transfer money to other banks from your FCMB account dial the following code *389*214#. Follow the instruction on your phone screen to complete your transaction or Dial *329*Amount*Account number#

Ecobank USSD Transfer Code

To transfer money via your Ecobank account follow the steps below;

Dial *326# with phone number that you used to open Ecobank account; Enter the account number of the recipient and select the bank, Confirm the full details of the recipient, Enter your 4 digit pin to authorize transaction.

Polaris Bank USSD Transfer Code

To make transfers from your Polaris account dial *833*Amount*Account Number# from your phone line registered with Polaris Bank  and follow the on screen prompts. Or you can also dial *833*3#, select account to debit and follow the prompts.

Fidelity Bank Transfer Code

To make transfers from Fidelity bank account dial *770*Account number*Amount#. Select beneficiary bank name, enter your transfer pin to complete the transaction. or dial *770# to start and select transfers.

Sterling Bank Transfer Code

For Sterling bank to Sterling bank transactions dial *822*4*AMOUNT*ACCOUNT NUMBER#. You can transfer up to N100,000 per transaction and a maximum daily limit of N500,000.

For other bank transfers you can dial *822# and select transfer to other banks and follow the prompts.

Wema Bank Transfer Code

To transfer from Wema bank account dial *945*NUBAN Account Number*Amount#.

Or dial *945# and select transfers then follow the prompt.

Stanbic IBTC Transfer Code

To send money from Stanbic dial *909*11*Amount*Account Number# for transferring to other Stanbic IBTC account;

For transferring to other banks dial *909*22*Amount*Account Number#

Jaiz Bank Transfer Code

To make transfers from Jaiz bank you can dial *773# and follow the prompt to select which transfer you wish to make.