It first started with USSD recharge code for topping up mobile airtime, now many banks have improved the service to include money transfers and bill payments all with just a USSD code. By just dialing some short codes on your mobile phone, you can now transfer money to anyone, to any bank and anywhere. I can’t remember the last time I entered a banking hall to deposit money, either I use USSD code for money transfer or I use internet banking.
With USSD code mobile money transfer service, there is no longer need to go queue up at the banking hall just to deposit small amount of money. It’s fast, convenient and secure.
Today we will list all available USSD codes for money transfer for all Nigerian banks that offer the service currently.
This is a service that allows you to transfer money or pay bills instantly by dialing a short code from your mobile phones.
Table of Contents
- 0.1 Guaranty Trust Bank (GTB) USSD Money Transfer Code
- 0.2 Fidelity Bank USSD Money Transfer Code
- 0.3 First Bank USSD Money Transfer Code
- 0.4 Wema Bank USSD Money Transfer Code
- 0.5 Diamond Bank (Access) USSD Money Transfer Code
- 0.6 Ecobank USSD Money Transfer Code
- 0.7 Zenith Bank USSD Money Transfer Code
- 0.8 First City Monument Bank (FCMB) USSD Money Transfer Code
- 0.9 Unity Bank USSD Money Transfer Code
- 0.10 United Bank for Africa (UBA) USSD Money Transfer Code
- 0.11 Skye Bank USSD Money Transfer Code
- 0.12 Sterling Bank USSD Money Transfer Code
- 1 Share
Guaranty Trust Bank (GTB) USSD Money Transfer Code
To initiate transfers to a GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank.
For transfers to beneficiaries in other Bank’s, customers should simply dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will then require the last four digits of their GTBank Naira MasterCard to authenticate each transaction.
The *737* Transfer service is only available to GTBank customers via their mobile phone numbers registered with the Bank and has minimum transfer limit of N1,000 and a daily transfer limit of N20,000. Your daily limit can be up to N200,000 or more
Fidelity Bank USSD Money Transfer Code
To transfer money from Fidelity bank account to another bank account, simply dial this *770*NUBAN Account number*Amount#; NUBAN Account number is the 10 digit account number issued by any bank.
Example; if you want to transfer N1000 to someone’s Firstbank account, dial *770*1234567890*1000# from the mobile number registered/linked with your Fidelity Bank account.
Then select the beneficiary bank Name (First bank).
Diamond bank etc
Enter your transfer PIN to confirm transfer. The recipient account number will be shown to you before you enter the ypur PIN. This lets you verify that you’re not sending money to a wrong account.
if you have used haven’t used the service before, you will be requested to create one. You can dial *770#, Enter your NUBAN Account number (Fidelity bank account number), Select a 4-digit PIN for your account.
If you have two accounts with Fidelity bank, let say current and saving account and you’re using the same phone number for both account, your current account will be debited first before your savings account.
Transfer per transaction is N10,000. Maximum transfer per day is N20,000
First Bank USSD Money Transfer Code
First bank USSD code allows you to transfer money, pay bills, withdraw money or make purchases. To transfer money, simply dial *894# and select 1; dial *894# and select 2 to withdraw money, dial *894# and select 3 to make purchase; dial *894# and select 4 to pay bills; dial *894# and select 5 to buy airtime; and dial *894# and select 7 to manage account.
Wema Bank USSD Money Transfer Code
For Wema Bank customers, to do a quick FUNDS TRANSFER, dial *322*035*NUBAN*AMOUNT#
The Wema Quick Recharge Code should only be used with the phone number registered with the bank
Diamond Bank (Access) USSD Money Transfer Code
For Diamond Bank (Access) account holders, to Transfer money to any bank Dial *901*2*amount*NUBAN Account Number# (for example, *901*1*5000*1234567890#, to transfer 5,000 naira to 1234567890 on the mobile phone number you used to open your Access Bank (Diamond) account.
Select the bank type and enter your pin for the transfer to be authenticated with the last four digit of your debit card.
For Diamond (Access) to Diamond (Access) Transfers Dial *901*1*amount*NUBAN Account Number# (for example, *901*1*5000*1234567890#, to transfer 5,000 naira to 1234567890 on the mobile phone number you used to open your Access Bank (Diamond) account.
Ecobank USSD Money Transfer Code
With Ecobank Mobile Banking you can do all your banking on your mobile phone. You can Make instant transfers, Check balances, Pay bills, Read mini-statements, Buy airtime.
Dial *326# to get started
Zenith Bank USSD Money Transfer Code
Zenith Bank’s 966 Mobile Banking allows you to open an account, check balance, load airtime or transfer money to another account.
To create a bank account simply dial *966*0# and follow the onscreen prompts.
To check for balances on any of your accounts, all you need to do is simply dial; *966*00#
To load airtime simply dial *966*Amount*Mobile Number# on your phone
To transfer money to another account
Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.
First City Monument Bank (FCMB) USSD Money Transfer Code
To use FCMB mobile banking service
FCMB Welcome Message is displayed with the following options
1.Activate with card
2.Activate with Account
3.Activate with Mwallet
Choose option 2 by typing 2 and send
Enter your account number
Call Contact Centre on 01-2798800 or visit any FCMB branch to generate your PIN.
Once you got your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted
Dial *389*214# for subsequent access to FCMB Mobile service
Unity Bank USSD Money Transfer Code
Unity Bank USSD mobile banking gives you secure and fast way to transfer funds to Unity bank accounts and to other bank accounts.
Simply dial *389*215# to get started
United Bank for Africa (UBA) USSD Money Transfer Code
United Bank for Africa (UBA) USSD mobile banking gives you secure and fast way to recharge airtime, submit/update BVN Number and transfer funds to UBA bank accounts and to other bank accounts.
Simply dial *919# from your registered phone number to get started
Skye Bank USSD Money Transfer Code
Skye Bank USSD mobile banking gives you secure and fast way to transfer funds to Skye bank accounts and to other bank accounts.
Skye Bank USSD mobile banking allows you to make bill payments, check account balance, transfer funds etc hassle-free and conveniently.
Simply dial *833# to get started
Sterling Bank USSD Money Transfer Code
Sterling Bank USSD provides a smarter way of banking using *822#:
To get started, just dial *822# on the phone number linked to your sterling bank account and follow the prompts accordingly.
Note that N5 will be deducted from your airtime balance everytime you dial the sterling bank ussd code on your phone.
A PIN will also be required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.
For Other banks: Heritage Bank, KeyStone Bank USSD money transfer codes, we will update you once it is up. In the meantime use can use Quickteller to make money transfer to bank accounts in Nigeria with phone number or account number. Well, this is an alternative to your online banking platform, Quickteller also allows you to transfer money from your account to other bank accounts in Nigeria provided you have either a verve or Mastercard, VISA ATM card.
UPDATED: All Bank USSD Codes for Money Transfer (2020)
Nicely compiled informative post, thanks for the update
Hi Pacodas, thanks for putting all these together for us to get easy access. I would want to know if Diamond bank code is 426, 302, or 710. I see so many conflicting information on their website with different code numbers. Please kindly help me out. Also can you add the USSD code for Citibank?
Thank you in advance.
The code is 901
What access bank
please i need the code of to transfer money in UBN Bank to Access Bank
I want to know diamond bank ussd transfer code
Please help me for the seek of Allah I need UBA transfer code it’s Urgent plz
Nice one but Ecobank don’t have transfer cord it only recharge airtime they have?
What of wema bank, I need it now please.
UBA USSD code?
What of STANBIC IBTC money transfer code
What of union bank money transfer code
I dialled d uba code buh it isn’t working…y
Pls I need transfer code of union bank
What about UNION BANK
Pls help me with UBA Mobile transfer code
We updated that.
What of diamond bank swag account I need the code ugently
Pls I need UBA ussd code
USE *919*AMOUNT# TO RECHARGE OR SIMPLY DAIL *919# AND FOLLOW THE INSTRUCTIONS.
pls I need mobail transfer code uba
I need the code for transfering money on UBA urgently
I see some bank code except uba that is my view.
I need ussd code for uba nd access very urgent
I need ussd code for uba nd access
give me wema bank ussd code
What you offered here is certainly not for all banks contrary to your title
nees skyebank ussd code money transfer
pls I need the code for transfer from UBA to other banks.Thank you
What is USSD Code for Access Bank?
Pls i needs codes checking acct. bals for FIRST BANK,UBA, ACCESS,GTB, & FCMB BANKS.
first bank code not working
Union bank code very urgent
Pls Union bank Code very urgent
UBA CODE VERY URGENT
Access bank USSD CODE I NEED IT VERY URGENT
I, want to know UBA bank USSD Money Transfer Code.
What about FCMB users.. 🙁
Pls is it good to have abt 7 accounts with different banks
What about Diamond Act holder not the y’hello act
what about Ecobank
We have updated it, please Dial *326# to get started
What of heritage bank?
we need Fcmb code pls
Nice Post, Notice me on new post
what of Eco bank?
Pls what of SkyeBank
I hope to see eco bank transfer code soon
Am hoping to see unity bank transfer code soon. That is my bank
What about skyebank pls update me
Please what of Stanbic IBTC bank
What about money transfer code for UBA?
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