instagram scams


Instagram is one of the fastest growing social media network in the world. With over 1 billion users all over the world and over 8 million users in Nigeria, it is one of the most widely used apps alongside Zoom, WhatsApp, Twitter, Facebook and TikTok in the country. Apart from just being a social network where people can interact and connect, a distinct feature of the media platform is the ability to share videos and pictures to your followers who can like, share and comment on them. This feature has enabled it to attract millions of followers all around the world.

Instagram, just like other social media platform has evolved over the years. Entrepreneurs use this platform to promote their businesses to inform the world what they do. And with the ability to advertise on the platform, entrepreneurs make use of this opportunity to reach more customers both within and outside their countries thus in the process make more money.

Despite the advantages the social media platform is bringing such as in connecting with loved ones, sharing life changing information, job opportunities and advertising goods and services criminals have decided to use this platform to scam people from their hard-earned money.

Check our post on how to avoid getting scammed on Instagram. If however you do get scammed we hope this articles helps you with what to do.

Instagram scamming comes in different shades and forms. Scammers disguise as business vendors informing the public they sell goods and provide certain services. While some, under the form of business entities seek investors to invest in their business schemes.  Interestingly, a lot of Nigerians fall prey to these phony acts. Another means by which people get scammed is by the annoying activities of online beggars popularly known as ‘bambiala’. These people will solicit for funds from different people to cure an ailment, pay hospital bills or tuition.

These pleas are fake and many of them are only on Instagram to scam people. Several times, young Nigerians especially ladies post on their wall how they were scammed by fake vendors who sells wigs, shoes, bags, clothes and other beauty enhancing wares. Once they get access to your money, they either block you or stop responding to your messages. Celebrities are not left out of these. Some of them have fallen prey to the ‘pleas’ of these ‘bambiala’ and fake accounts bearing the names of celebrities have been created in order to dupe unsuspecting fans. 

Another form of scamming which is quite popular these days is Instagram phishing. Through phishing, scammers get access to your Instagram account and use your identity for criminal activities. And if care is not taken, they might have access to sensitive information such as your banking details and in that process cart away all your money. Your account get phished when you get messages that makes you take actions such as clicking links you see via text messages or WhatsApp groups. These links serves as Trojan horses and when clicked enables scammers to have access to your Instagram account.

When you fall prey to these Instagram scams what do you do?

If you fall victim of fake online stores on Instagram or bambialas, the first thing you must do is to report the account to Instagram. Instagram has a strict policy against fraud and online scamming. The account will be blocked and be brought down and will not be able to carry out such criminal activities.

The next step is to write an email to the financial institution. They include your bank, the scammer’s bank and the Central Bank of Nigeria. You send an email detailing the transaction you carried out with the fraudster and you attach the screenshots of the debit alerts. From there, the financial institutions will work towards not only getting your money back but arresting the fraud.

When phished on Instagram, the first thing you must do is to change your password. When you change your password, the impersonator will not be able to have access to your account and in the process you have logged the person out.

When changing your passwords, adopt using unique ones that will have all manner of characters which will secure your account and will be hard to crack or remember by fraudsters.

If you realize that by having access to your Instagram account, your bank accounts might have been compromised, it is important you check on your account and block any transaction that might occur. Go to the bank as soon as possible and make any necessary changes so that your account will not be tampered with in the future.


With the rise of social media and the impact it has in our lives, comes negative implications as well (like instagram scams). A lot of people have gained cult like following and they can do and undo with the amount of power they have over. So how does one avoid getting brainwashed and scammed is a topic so many people are interested in.

Instagram is one of the world’s most heavily used social media apps, with over a billion active users. This means that some significant level of scam goes on there as it is human nature for whatever channel that has that much people to attract all manners and sorts.

We have to start with ways people get scammed on Instagram (Instagram scam formats):

People asking for Help

A day does not go by, without hearing a sob story online. Some people go to the extent of lying about their conditions by posting pictures that look convincing. And despite the harsh economy, a lot of us are moved with compassion and we tend to believe these lies. This is sad because there are people who are in need genuinely but they don’t get the help they need.

Rich Beggars

We’ve heard that story before, the story of stranded millionaires who can not access their account due to one silly reason or the other and we have believed them because of the pictures they post online. Most times, these people look for those who are vulnerable and use them to perpetuate their evil actions.


Fine guy meet fine girl and they live happily ever after. Well, so we think. There are fake people who deceive innocent people with love proposals online. They manipulate them into doing things they will feel ashamed of later. Their victims may be deceived into thinking the feelings they have is real and will send their nude pictures, engage in phone sex which most times are used against them.


With so many people bringing their products and services online, its hard to know who is genuine or not. So many people have paid for things they never received and they do not know how to get back their money.

We have identified some ways people get scammed on Instagram, so let look at ways you can avoid falling for these scams:

  1. When people come to ask you for help on Instagram, try to trust your gut. Don’t fall for whatever they say, question them and extract the truth. If you have the time, conduct a proper investigation before parting with your hard earned money.
  2. The next time, someone brings a stranded millionaire’s story and you feels the lie is getting to you. Don’t hesitate to speak up and confide in a loved one. Try to be wary of any offer that looks too good to be true because most times, it is so.
  3. There are so many dating apps online that are reliable, make use of them if you are looking for love.
  4. Try to make use of the pay on delivery option when shopping online. But if you fall unfortunately into the hand of a scammer, contact your bank immediately and ask them to stop the transaction. These days, there are so many ways you can use to retrieve your money from scammers

Remember all that glitters is not gold, so be careful whenever you log in into your Instagram account.