Francis Akujuobi


Do you consider yourself a sports expert? Soccer, football, rugby, tennis, swimming, and jogging are all well-known, but not everyone is aware of cheese rolling or chess boxing. Interested in learning more? Keep reading because we’ve compiled a list of 7 funny, weird sports you may have never heard of. Absolutely weird!

#1 Tuna Tossing

tuna tossing

Port Lincoln, a small fishing town in South Australia, was the birthplace of this sport. It was established as an attempt to liven up a local celebration and was inspired by local fishermen who would forcefully dump fish onto their trucks. The guy who can toss a 20-pound fish the farthest is the winner. The sport has grown a little cleaner in recent years, with players now using rubber fish.

#2 Toe Wrestling

Players aim to pin down their opponent’s toes for three seconds in this sport, which is comparable to arm wrestling. The best of three rounds is played with bare feet, alternating between left and right feet. For males and females, there are several categories. Since its inception in the 1970s, the World Toe Wrestling Championship has grown in popularity.

#3 Hotdog Eating Contest

hotdog eating contest

The rules require players to consume as many hot dogs as they can in a ten-minute timeframe, making it one of the most popular forms of competitive eating. The sport started at county fairs in the United States and has gained popularity thanks to Nathan’s Hotdog Eating Contest, which is held annually on July 4th. The sport has generated a multibillion-dollar industry and is popular in the United States, Japan and Canada.

#4 Wife Carrying

wife carrying sports

While this activity may sound like a race hosted in a small European town, it has a worldwide following. The game originated in Finland, where native women were frequently kidnapped. Teams from Australia, the United Kingdom, Germany, Estonia, Ireland, and the United States are competing in the World Wife Carrying World Championship. The US team is fiercely competitive: to qualify for the world tournament, members must win their state championship. Regardless of the title, any two-person team is welcome to compete.

#5 Worm Charming Competition

Worm charming is a sport in which competitors try to get as many earthworms out of the ground as they can in a set amount of time. There are a variety of ways that may be employed, but the most popular is to just tap the ground in a rhythmic pattern until the worms emerge.

#6 Log Rolling

log rolling

In a log rolling competition, two competitors balance on a floating log while attempting to push their opponent off without crossing the midline or initiating body contact. Kicking the log repeatedly to make it bounce or change direction is a common way for participants to win.

#7 Bubble Soccer

Bubble Soccer

Players are encased in enormous inflated bubbles that envelop their heads and upper bodies in this unusual sport. The game is played with many of the same rules as soccer, and each team generally includes five players. Not only is this sport a blast to play, but it’s also a hoot to watch!


What Is Passive Income?

Passive income is obtained through investments or already performed work and continues to provide revenue without the need for additional effort.

Active income, on the other hand, is money gained in exchange for providing a service. By definition, passive income does not require active effort at a certain point.

The majority of passive income streams will need time, energy, and effort to get started. But, if done correctly, your passive income streams will generate revenue on their own, with little to no work on your part.

Best Tips on Growing Passive Income Online: Here are 5 sure Tips

Passive earnings may be generated in a variety of ways online, so if you desire a source of income that is not reliant on your location, passive income may be for you. All you usually need is a computer and access to the internet to make money.

#1. Affiliate Marketing

You work with shops to market their items as part of an Affiliate. In return for advertising items or services, you may earn a commission on each transaction. Because you just advertise someone else’s goods and get compensated, this is a simple type of passive income.

Social media, email marketing, a YouTube channel, podcast, or blog are all good locations to advertise your affiliate connections. Amazon Associates and ShareASale are two well-known affiliate marketing networks. However, there are several platforms to select from.

Authenticity is crucial in this case. When you promote substandard items, your audience loses faith in you. Make sure you’re just promoting items you’re familiar with and enjoy.

#2. Blogging

For authors or hobbyists, blogs are the ideal passive income source.

A blog (short for “web log”) is an online diary or instructional website that displays content in reverse chronological order, with the most recent postings showing first. It’s a website where authors may express their opinions on a certain topic.

Display advertisements, affiliate marketing, and/or digital product sales turn your site into a passive revenue source. You should concentrate on SEO if you want to generate passive money from display advertisements (search engine optimization). SEO is the science of attracting visitors to your website. Companies may approach you to collaborate on projects if your blog has continuous attention.

To begin your blog, follow these steps:

  • Choose the best niche for your site.
  • Select a platform for your blog (Example: WordPress)
  • Choose a domain name (Example:
  • Obtain a domain name and a web hosting account (Example: SiteGround)
  • Create a blog, produce material, and use social media to market it.

#3 Real Estate Investment

The most expensive kind of passive income is real estate investing. It necessitates a large initial expenditure, particularly if you are fresh to the real estate market.

However, before you go into the real estate sector, ask yourself these questions to help you figure out what type of real estate investor you want to be.

You have a variety of real estate investment choices to select from, depending on your financial goals and the amount of effort you want to put in. There are two methods to create passive income from real estate: short-term rentals (think Airbnb) and long-term rentals (where you’re a full-fledged landlord).

#4 Digital Courses

We all have skills in areas where others are prepared to pay for them. A digital course may help you turn your abilities into dollars.

After the initial development, a digital course is a source of passive revenue that continues to sell itself without you having to do much effort.

It’s possible that you’re already sharing your knowledge without even recognizing it. Perhaps it was a Youtube Channel, Facebook post, or a blog article offering advise on a certain subject. Rather than giving out all of your information for free, you can convert it into a source of passive income by compiling your thoughts, abilities, and knowledge into a digital course. Teachable, Podia, and Kajabi are examples of platforms that make it simple to package, advertise, and sell your digital course.

#5 Digital Downloads

Digital downloads are tools that provide a quick answer to an issue for your consumers.

Digital downloads allow you to create single downloaded goods rather than a whole e-book. These are goods that can stand alone and provide value to your customers. Printable checklists, craft and hobby guides, downloadable spreadsheets, and social media templates are among the digital downloads.

To understand what your potential client base is looking for, you’ll need to conduct market research. The best place to begin is by looking into your industry’s rivals. See what shows up when you search for relevant terms on Google.

That’s who you’re up against. Examine what they’re giving and consider how you might create your own distinctive version.

Canva is excellent for producing digital files, while Etsy and SendOwl are excellent for selling them.

ALSO SEE – 12 Skills That Can Help You Make Money Online

The finest laptops under $1,000 will provide you with exceptional performance, long battery life, and portability while remaining within your budget. What exactly does this imply? It doesn’t have to pay an arm and a leg to have a fantastic laptop.

Some features you’ll be willing to give up depending on who you are and what you need, while others you won’t. A lower-end CPU, for example, should do if you merely need a laptop for casual web browsing and productivity apps. If you’re frequently on the road and use your laptop outside, though, you may not be able to forego a bright screen or a laptop with long battery life.

Without further hesitation, here are the best laptops you can get under $1,000 right now.

#1 MacBook Air (M1, Late 2020)

MacBook Air M1 review: The right Apple Silicon Mac for most | TechCrunch

If you desire macOS to Windows 10, the Apple MacBook Air is the way to go. The most notable update to this year’s model is the new M1 chip, which combines incredible performance and good battery life, making the 2018 MacBook Air the quickest ultrathin notebook ever.


M1 is the processor.
M1 is the graphics processing unit (integrated)
256 GB of storage
13.3-inch, 2560 x 1600-pixel display
Dimensions: 11.9 x 8.4 x 0.6 in
2.8-pound in weight

You can get it here for best prices

#2 HP ENVY x360 13 (2020)

HP Envy x360 13 (2020) review: This small 2-in-1 is more premium than its price - CNET

The HP Envy x360 13 is one of the cheapest 2-in-1 laptop on the market. Because the Envy is a 2-in-1, it may be used as a tent or a tablet.. It doesn’t come with a stylus, but the Surface Pro doesn’t either. The all-aluminium design and Herculian AMD Ryzen processors are what make this such a great deal.


AMD Ryzen 5 4500UG CPU
AMD Radeon Graphics Processor
256 GB of storage
13.3-inch 1080p display
Dimensions: 12.1 x 7.7 x 0.7 in.
2.9-pound in weight

Get it here at best prices

#3 Acer Chromebook Spin 713 Acer - Chromebook Spin 713 2-in-1 13.5" 2K VertiView 3:2 Touch - Intel i5-10210U - 8GB Memory - 128GB SSD – Steel Gray : Electronics

Because of its vivid and bright display, fast performance, and versatile form size, the Acer Chromebook Spin 713 earned a spot on our list of the top Chromebooks. And here’s the best part: this Chromebook won’t cost you more than $700.


Intel Core i5-10210 processor
8 GB of RAM
128GB SSD storage
13.5-inch display with a resolution of 2256 × 1504 pixels
11.8 x 9.3 x 0.7 inch dimensions
3-pound in weight

Get it here

#4 Asus ZenBook 13 UX325EA

Asus ZenBook 13 UX325EA-KG245T - External Reviews

There’s something special about a ZenBook. They’re stylish, tends to be light and ultra-slim, and have a digital ace up their sleeves due to Asus. The Asus ZenBook 13 UX325EA’s secret sauce is Intel’s latest Tiger Lake CPUs. ($999 for the review, $949 for the start). Intel Tiger Lake chips, which are part of Intel’s new Evo project, offer more powerful performance, longer battery life, and the addition of Thunderbolt 4 and Wi-Fi 6. You also get the ZenBook’s attractive yet robust chassis as an added benefit.


Display: 13.3-inch display with 1920 x 1080 resolution.
CPU: Intel Core i7-1165G7 (up to)
2.5-pound in weight

Cope it here

#5 HP Envy 13

HP Envy 13 (2019) Review | Trusted Reviews

Almost everything about the Envy 13 is improved or the same as it was before. The 1080p display is brilliant and vibrant, the keyboard is comfortable to type on, and you get a Thunderbolt 4 input as well as two USB Type-A ports for attaching mice, keyboards, and webcams. Adding an Intel 11th Generation CPU to the mix has improved a successful formula. “The Core i5 model performed brilliantly in real-world and benchmark tests, and the Envy 13 lasted over 11 hours on a single charge.”


Intel Core i5-1135G7 processor
Iris Xe GPU
Storage: 256GB RAM: 16GB RAM: 16GB RAM: 16GB RAM: 16GB RAM: 16GB RAM: 16GB
Touchscreen with a resolution of 1080p on a 13.3-inch display
Dimensions: 12.1 x 7.7 x 0.7 in.
2.9-pound in weight

You can get it here

#6 Lenovo Thinkbook 14s Yoga

ThinkBook 14s Yoga | 14" SMB 2-in-1 laptop | Lenovo Nigeria

The Lenovo ThinkBook 14s Yoga puts forward the idea in order to distinguish itself from the other sub-$1,000 business convertibles on the market. When we put it to the test, it didn’t blow us away, but it did routinely win silver medals in every category.

The all-aluminum ThinkBook 14s Yoga includes a Smart Pen with its own silo for speedy charging while not in use, which we love. The ThinkBook 14s Yoga is a 2-in-1 with solid performance and a nice display that’s suitable for business users who dislike searching for pens that never seem to be within reach.


Intel Core i7-1165G7 processor
Intel Iris Xe GPU
512GB/1TB of storage
14-inch, 1080p display Corning Gorilla Glass
3.3 pound weight

Get it here for below $1000

#7 Asus ZenBook 13 UM325S

Zenbook 13 OLED (UM325)|Laptops For Home|ASUS Global

The Asus ZenBook 13 UM325S is a wonderful ultraportable laptop. It has great performance, a long battery life, a beautiful OLED display, and loud speakers. The only flaw is the compactness of the design. It’s quite portable, however the keyboard and touchpad are a little unpleasant to use.

However, if you have smaller hands and can get used to the keyboard, the ZenBook 13 is one of the greatest ultraportable laptops available.


AMD Ryzen 7 5800UG CPU
AMD Radeon Graphics Processor
1TB SSD storage
OLED display, 13.3-inch, 1080p
Dimensions: 12.0 x 8.0 x 0.6 in.
2.6-pound in weight

Get it here for less than $1,000

#8 Acer Aspire 5Aspire 5 | Laptops | Acer United States

Because of its powerful 8th Gen Core i3 speed, vivid 1080p display, and long battery life — all for an inexpensive price — the Acer Aspire 5 takes the top spot on our best laptops under $500 page. The Aspire 5 has enough storage for a battery that lasts nearly 9 hours on a charge, despite being much thinner than its Aspire E 15 sister.

It has a good number of ports despite the lack of a DVD writer. The display has a brightness of 276 nits, resulting in a high degree of contrast on the screen. It even comes with an aluminum hood. To top it off, for a laptop this inexpensive, the display bezels are incredibly tiny.


Intel Core i3-8145UG processor
Intel UHD 620 graphics processor
128GB SSD storage
15.6-inch 1920 x 1080 display
Dimensions: 14.3 x 9.9 x 0.7 in
3.76-pound in weight

Buy Here

#9 Microsoft Surface Pro 7

Microsoft Surface Pro 7+ review | Laptop Mag

The Surface Pro 7 improves on last year’s outstanding Surface Pro 6 notebook by adding more power. While battery life suffers, the new 10th Gen CPUs perform admirably in both synthetic and real-world testing.

The Surface Pro 7’s design hasn’t altered, but it now has a USB-C connection for charging and connecting accessories. The Type Cover with Alcantara and the super-responsive Surface Pen, which makes it easy to doodle or take notes on the tablet’s vivid and bright 12.3-inch display, are still available through Microsoft.


10th generation Intel Core i3/Core i5/Core i7 processor
Intel UHD or Iris Pro GPU
128GB, 256GB, 512GB, and 1TB of storage
12.3-inch, 2736 x 1824-pixel display
Dimensions: 11.5 x 7.9 x 0.33 in.
1.7-1.74 pound weight range

#10 Dell G5 15 SE

Dell G5 15 SE review: 1080p power for little more than peanuts - CNET

Because of its powerful CPU, long battery life, and bright 15.6-inch display, the Dell G5 15 SE (2020) is an excellent mainstream gaming laptop. The machine consistently outperformed the competition thanks to its AMD processor. The battery life of the laptop was also outstanding, with over 7 hours in usage. You’ve got yourself a winner when you add in an AMD graphics card that can handle even the most demanding AAA titles.

Furthermore, the laptop has a beautiful and vibrant display as well as a very comfy keyboard. The hood’s gleaming silver paint and the healthy port layout, which allows you to connect all of your vital devices, are two features we truly enjoy. One of the most economical gaming laptops is the Dell G5 15 SE (2020).


AMD Ryzen R7 4800H CPU
AMD Radeon RX 5600M GPU
512GB SSD storage
15.6-inch 1080p display
Dimensions: 14.4 x 10 x 0.9 in
5.5-pound in weight

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Though 300 million worldwide crypto users may appear to be a significant achievement. The worldwide monetary system that the crypto sector envisions for the globe is still a long way off. To put that in perspective, 300 million people is only 3.8% of the world’s population (7.9 billion). or 5.8% of the entire population on the planet between the ages of 15 and 65 (5.1 billion). The good news is that crossing those percentages in terms of global usage is a huge accomplishment that propels Bitcoin and blockchain technology beyond the developing stage and into early adoption.

We may also measure crypto adoption on a country-by-country basis, in addition to demographics. There are nations that are more ahead of the trend in regards to crypto usage due to a variety of reasons that prevail in each country around the world, ranging from economic to regulatory. These countries are shown below, with rankings based on a recent Statista study


#1 Nigeria – 32%

The African nation, which has a population of about 200 million people, is at the top of the list, with a younger, more tech-savvy demographic. Almost a third of Nigerians questioned by Statista had used or owned cryptocurrency at some time, owing to the fact that most Nigerians are competent at sending money and paying using their phones.

#2 Vietnam – 21%

This fast-growing Southeast Asian nation of roughly 100 million people has seen a surge in crypto adoption. with activities ranging from trading and peer-to-peer (P2P) to payments and other services. Crypto traders are were alleged to have made  $400 million in 2020, according to Chainalysis.

#3 Philippines -20%

This is another Southeast Asian country with a comparable demographic and economic condition to Vietnam. The island nation has demonstrated its ability to embrace cryptocurrency. The country’s central bank has granted crypto businesses licenses, and the government is using a blockchain program to distribute bonds. The country is becoming a hotbed for blockchain-based play-to-earn games at the grassroots level.

#4 Turkey -16%

This country, located at the crossroads of Europe and Asia, has grown to the point where crypto firms now sponsor national football teams. While football clubs also provide blockchain-based fan tokens. Some Turkish citizens have publicly said that Bitcoin is their major investment option. This is unexpected given the country’s $300 million in Bitcoin profits last year.

#5 Peru – 16%

Latin America has been a hotspot for cryptocurrency adoption. Nations like Argentina, Brazil, and Venezuela are seeing a lot of activity in response to their economic difficulties. While crypto usage reached double digits in at least six Latin American countries, Peru is the most advanced of these countries.


To live a debt-free life, you must be in total charge of your money. This is not an easy move, as simple as it may appear.

Buying has become easier over time. Many people no longer utilize cash to make purchases because they may have their items delivered to them with only a few clicks.

Many people have become indebted as a result of their lifestyle. Many people spend their entire lives paying off debts. The majority of these obligations are owed to banks, friends, or family members. This puts them in a difficult financial predicament since a substantial amount, if not all, of their wages, is spent on staying out of debt.

Here are seven simple ways to live without Debts:

1. Put Money Aside for an Emergency

Many people get up in debt as a result of unanticipated demands that arise after they prepare their budget. They borrow money from others to meet their needs. If some exceptions are made, such an occurrence can be prevented. Having money

set up for an emergency gives you a leg up on any critical financial situation.

2. Create a Refund Schedule

Paying off debts may be a real challenge, especially if it has accumulated over time. This can be simplified by adopting a repayment plan in which the debt is divided into payable payments for a certain period of time. This step would alleviate the stress of using up all of one’s earnings or money to pay off debts, which can be discouraging. To pay off debts rapidly, you must first create a debt repayment plan and track your progress on a regular basis.

3. Boost your Earnings

Getting out of debt when you don’t have a lot of money might be difficult. If a person’s income is insufficient to fulfill his or her requirements, regardless of his or her financial goals, he or she may wind up borrowing or going into debt. To avoid this, it is suggested that new activities be implemented in order to enhance or increase one’s income. This might entail taking on a second job or selling one’s skill or aptitude.

4. Eliminate Unnecessary Expenditures.

People may go into debt to fulfill their desire for other items they cannot afford. Many of these urges are harmless pleasures that individuals may avoid. When planning to get out of debt, all unnecessary expenses may be eliminated. Prioritizing basic requirements is critical.

5. Be Responsible with Your Money.

Revenues and costs must be managed effectively. You won’t be able to get out of debt unless you take charge of your money. It would be beneficial if you were more responsible for how and what you spend your money on. Being financially responsible entails taking charge of your finances and making smart financial decisions.

Living a debt-free life is difficult because it takes much planning, preparation, and awareness. The suggestions above, on the other hand, will show you how to live a debt-free life.

6. Prepare a Budget for Expenses.

One of the main causes of debt is impulsive purchasing. People like to buy attractive and appealing items without considering the commodity’s worth, income, or the most basic requirements to be satisfied. To live a debt-free life, expenses should be properly planned and managed. Buying on the spur of the moment and accumulating debts can be avoided this way.

7. Prevent Expenditure That isn’t Budgeted.

If a person wants to get out of debt, he or she should eliminate behaviours or actions that lead to overspending. Shopping, hanging out with friends, and other activities that tend to induce unexpected spending are all considered spending triggers and should be avoided while creating debt-reduction strategies.

ALSO SEE – 12 Skills That Can Help You Make Money Online

Let’s face it: there isn’t a completely free eCommerce platform out there.

Even though the eCommerce platform is free, you will still need to purchase few other things such as a domain name, hosting services, payment processing costs, and other add-ons.
We’ve put up a detailed breakdown of the real cost of building eCommerce websites.

In the end, your objective should be to locate an eCommerce platform that enables you to get started for little or no money but simultaneously restricting how you manage and expand your company.

You’d also like the platform to be simple to use, feature-rich, and capable of accepting payments via your preferred method of payment.

With these considerations in mind, let’s look at the 5 free platforms to host your eCommerce website and make sales and growing your business.

#1. WooCommerce

WooCommerce is the world’s most popular eCommerce platform. It’s completely free software that you can download and run on any web hosting provider.

Because WooCommerce does not supply hosting, you will need to purchase web hosting and a domain name to ensure that your website is accessible to users all over the world.

We recommend using either Bluehost or SiteGround. They are both among the world’s top hosting companies and are WooCommerce’s official recommendations.

WPBeginner customers may also get a free domain name and SSL certificate from Bluehost, as well as a 60% discount on hosting. Essentially, you can begin for $2.75 each month. The following are some of the features:

  • Selling anything – physical or digital goods, including subscriptions
  • Easy installation and use
  • Adding your products is straightforward
  • There are several free WooCommerce themes available to assist you in creating the store of your dreams.
  • Flexible and secure payments
  • Multiple currencies to sell globally
  • Integrates with multiple shipping options

#2. Ecwid

Ecwid offers a highly useful free plan. You may create a fully functional store with up to 10 goods in two categories after you join up. This is what you’ll get:

  • Online store with product selections that is mobile responsive and customized.
  • Mobile-friendly shopping cart
  • Bandwidth is limitless.
  • It’s simple to integrate into WordPress or any other website.
  • Sell on many websites at the same time.
  • Included-in support for SSL certification, security, server setup, and hosting
  • 40+ payment options in different currencies is built into the Facebook Pixel.
  • Some carriers’ real-time shipping prices
  • Google Analytics connection is built-in.

#3. Square Online

Square is unbeatable when it comes to free internet stores. It’s simple to keep track of inventory and create a professional website. Because square templates aren’t very adjustable, you can go online quickly with a design that will appear excellent. In addition, Square’s free plan has a surprising number of features. If you want to expand your business as much as possible before investing in a website, we propose Square.

Square is a wonderful choice if you already have a brick-and-mortar business and merely want to test the online waters – especially if you’re already using Square’s POS system to handle payments. It may be integrated with your website to keep online and in-person orders in sync.
Even if you don’t use Square’s goods, their free plan includes some useful sales features:

  • Sell an infinite number of items (unusual for a free plan!)
  • Calculator for taxes on the fly (US only)
  • Add items with multiple variants quickly and easily.
  • Inventory management that is simple
  • Set shipping to be free or flat rate, or modify based on weight, quantity, or purchase cost.

#4. Gumroad

Gumroad is a fantastic place to sell digital, physical, and creative items, with a focus on digital products and creative content such as pictures, writing, podcasts, and designs.

It allows you to establish a free eCommerce website right away, but unlike the other free eCommerce platforms on our list, it charges a commission on anything you sell. Features include:

  • Create and personalize your online store.
  • You may sell as many items as you wish.
  • Once a month, send out four updates.
  • Create a single automated workflow.

#5. Big Cartel

Big Cartel is a hosted eCommerce platform created specifically for artists and creative professionals. It might be a wonderful alternative for you if you want to open a business offering handcrafted goods or anything similar. What you get are:

  • There are no transaction costs on the free plan. However, you will have to pay Stripe or PayPal fees (these are the only options Big Cartel offers for payment processing).
  • You may change the URL of your free store if you want to. It must be in the format, but the name may be whatever you wish. You can’t alter your URL on many other sites because it’s dependent on your username or store name.
  • Your free plan allows you to have up to 5 items, which is more than other hosted free plans.
  • It’s simple to get your store up and running, and it’s even easier to add goods. Big Cartel will walk you through each step of the process.


Adding new skills to your resume can increase your earning potential in a variety of ways, and the more skill you can bring to the table for an employer, the higher your value in your field, and the more negotiation power you’ll have when discussing your wage or income, the bigger your advantage over other prospects.

Here’s a list of 12 Skills that can help you make money online.

#1 Copywriting

It is simple to become a freelance writer. To begin, you must obtain the necessary training on the job’s requirements. After that, you can sign up for writing services like Upwork, Freelancer, or Textbroker, where you can locate new clients. You’ll also need a powerful laptop and dependable internet access. This online speciality is great for persons who enjoy writing and have free time on their hands.

#2 Online Tutoring

The educational landscape is shifting. People nowadays are extremely busy, and they despise the thought of participating in physical activities. They prefer to take online courses since they are more convenient and flexible. You can make use of the widespread internet connection to conduct online tutoring. With sites like Laimoon you can assist others in learning topics is a simple way to earn money.

#3 Foreign Language Mastery

The globe is rapidly becoming a global village. The majority of people are attempting to learn new languages in order to communicate with individuals all around the world. Some people desire to improve their foreign language skills in order to better their chances of landing a job. Others do it for business, while others seek to acquire foreign languages in preparation for a move abroad for higher education.

This is one of the most dependable and profitable ventures on our list because there will never be a shortage of people willing to pay substantially to learn a foreign language. It’s also a simple and inexpensive sector to get into. You can connect with potential clients wishing to learn a foreign language using existing online learning platforms like

#4 Software Development

The world revolves around technology, and as an IT student, you may make a lot of money by inventing new technologies. Programming entails the documentation, testing, and deployment of necessary applications, all of which contribute to the creation of an ideal software product. It’s also critical to protect your invention with a patent. Furthermore, simply creating a website is insufficient. You should also learn how to sell yourself. Once you locate a buyer, you’ll sell the software and profit handsomely.. With sites such as W3Schools, you can learn programming for free.

#5 Virtual Assistant

Do you consider yourself to be well-organized, punctual, communicative, and able to stick to a schedule? Then you might want to consider working as a virtual assistant. Responding to emails, maintaining calendars, recording client complaints, monitoring social media accounts, assisting with administrative work, and so on would be among your responsibilities. Virtual assistants typically make between £10 and £15 per hour on sites likes Upwork. However, if you have previous experience as a personal assistant or secretary, you may be able to earn more. Check out agencies like VirTalent to find a variety of possibilities, as well as training and support.

#6 Graphic Design

Today, there are more SMEs than at any other point in history. All are attempting to establish a brand identity, which is frequently accomplished through the creation of a distinctive, memorable logo. Is this something you believe you’ll be able to handle? You can work from home and provide logo design, branding, and marketing graphic design services. You must decide whether you want to be your own boss or work for a corporation. Sites like Freelancer are fantastic places to start to get a sense of average compensation and demand, but sites like DesignJobsBoard, depending on your level of experience and ability, might land you well-paid full-time, part-time, or freelance contracts with larger organizations.

#7 Social Media Management

Almost every big brand you’re familiar with has an online presence, and their social media profiles on Facebook, Instagram, LinkedIn, Twitter, and other social media platforms are effective marketing tools. The goal is to develop high-quality posts that raise brand recognition and provide a positive return on investment. You’ll be in charge of all celebrity, company, and organization social media profiles, posts, and paid retargeting advertisements. You’ll also be in charge of analyzing data from social media initiatives in order to operate them as efficiently as possible.

#8 Script Writing

Do you believe you have what it takes to develop an award-winning screenplay? It could be a scripted television show, film, comedy, drama, or other genres. Music videos, too, are either written screenplays or sophisticated YouTube productions. You can make money with your scriptwriting skills; Craigslist is an example of a place where you may advertise your scriptwriting skills. Simply place a free ad and wait for offers from publishers and filmmakers. You surrender the copyrights and are unable to utilize the same script with another client once you sell the script and receive payment. Whether you’re new to the field, you can try out some free screenwriting classes to see if this is something you want to pursue.

#9 Facebook Marketing

Facebook, with over 2 billion active users, is a lucrative market for numerous businesses. Many businesses are already advertising their products and services on Facebook. Some of them are looking for internet marketers to assist them in selling their goods. You can use your digital abilities to provide marketing services to these businesses and earn some extra cash. Even better if you have a sizable Facebook following. Turn your Facebook page into a bustling marketplace and profit handsomely.

#10 Blogging

Blogging can help you earn a lot of money, but you must first learn how to build a blog. Furthermore, it is a simple and inexpensive option for students to earn money. If you’re a blogger, you don’t need to work in an expensive office. You can blog from your cramped office. Although blogging is simple and inexpensive to begin, you will need a lot of patience to see the desired outcomes. You should also be able to conduct research and write effectively. To begin, create a blog and then choose a few niches to specialize in. Following that, you’ll create properly researched and engaging content.

#11 Logo Design

You only need to master a few tools before you begin – illustrator, Corel Draw, Photoshop, and so on.

If you’re not sure where to begin learning how to make logos, look for tutorials on YouTube or look for courses on You can also acquire ideas from websites like, Dribble, Pinterest, and others.

Because of the huge demand for graphic design in most firms, the major secret with graphic design is that your clients are typically not one-time customers, but return customers. This ensures that you’ll always have assignments to work on, no matter what time it is.

#12 Web Development

Becoming a web developer is one of the best methods to make money. Begin with learning how to create websites using HTML and CSS, and then go on to learning how to create WordPress sites.

Many internet lessons are available for free!! Yes, for free, exactly like this one from a while back. All you have to do is be patient and learn how to make money from home in Nigeria in the most efficient way possible.

What happens once you’ve mastered this incredible skill?
Monetize! Monetize!!

Once you’ve learned, you can generate money on freelancing websites or even work from home for large corporations… You can now create and sell full websites on Envato Market.

The most appealing aspect of learning a subject like a web development is the possibility to get started right immediately. Unlike many occupations that take months or even years of training, web development can be started right now. Once you have a burning desire to study and explore new things!

The various free, self-guided online web development classes that cover anything from basic programming basics to development best practices are the greatest place to start gaining a feel for how development works. We’ll take a look at the best websites to learn web development and programming for free and showcase them below.

#1 Coursera

Coursera is one of the most popular online learning platforms. It offers high-quality courses for in-demand skills – including programming – in collaboration with premier universities and organizations.

From computer science to web development to data analytics to machine learning, the subject library is extensive.

Although many of the programs are free, you will need to spend $39 or more to receive a certificate and fulfil particular objectives. Paid courses, on the other hand, normally include a seven-day trial period.

Coursera will ask for some personal information when you sign up so that they can customise course recommendations to your preferences.

#2 BitDegree

BitDegree is a fantastic resource for learning how to code for free. This online learning platform offers classes on HTML, CSS, PHP,  JavaScript, jQuery, and Ruby on Rails, among other programming languages.

There are other coding classes available for disciplines such as game development and data science. Some even provide certifications, which might be useful while hunting for new employment.

To get started, simply create an account with an email address and a password, then select one of the free courses.

#3 Codecademy

One of the best places to learn to code is Codecademy. It, like BitDegree, offers both free and paid courses on a variety of programming topics. Students can pick their classes based on the language they wish to learn or the job route they want to pursue.

If you’re not sure where to start, Codecademy offers a sorting question to help you figure out which programming career is right for you and which course to take first.

The free coding classes are mostly for beginners, but there are a few intermediate ones as well.

Aside from the basics like HTML and CSS, Codecademy also offers programming languages like Go and Swift. These are utilized in the creation of Google and Apple apps, respectively.

#4 Khan Academy

Khan Academy, a non-profit organization, provides excellent beginner-friendly resources for learning to code for free.

Basic computer programming principles, HTML, CSS, JavaScript, jQuery, and SQL are among the topics covered. While the selection isn’t as extensive as on other platforms, it’s adequate for inexperienced web developers.

Aside from that, Khan Academy offers an Hour of Code program, which is a brief and interactive session. Students can practice coding for animation, website development, and data management there.

#5 is a non-profit organization dedicated to bringing programming into the mainstream of education.

While the course catalogue is geared toward K-12 students, we believe they are appropriate for novices of any age. The teaching technique primarily employs a block structure in which users drag and drop code into the editing interface, making it less intimidating for newbies.

Starting with the grade 6-12 category is recommended because it includes introductory programming classes., like Khan Academy, offers an Hour of Code, which includes brief coding instructions for creating websites, apps, and games.

#6 edX

edX is next on the list. It’s a non-profit that collaborates with prestigious colleges such as Harvard and NYU to offer 3,000+ free online courses.

The classes, like those on Coursera, are free to access, but obtaining a certificate and completing grading tasks necessitates paying for the course. The price ranges from $50 to $300.

The majority of the free coding lessons are found under the Computer Science category.

Introduction to coding lessons is available for HTML, JavaScript, SQL, C, C++, and Python. Select subject-specific programming courses, such as website development, mobile app development, data structures, or software engineering, as an alternative.

#7 Udemy

Udemy is an online learning platform with over 130,000 courses. While the majority of them are paid, there are plenty of free alternatives.

Programming languages, game development, data science, WordPress theme development, and other topics are among the 2,000+ classes in the development area. Filter by runtime, subtitles, course features, or subcategories to narrow down your choices.

With so many options, it’s best to start with courses that have a lot of reviews and a high star rating. Check the instructor’s credentials as well as the number of students enrolled to determine their credibility.

You will only be able to watch the video content with free online courses.

#8 Codewars

One of the most popular coding websites among developers is Codewars. This platform, which is run by a tech assessment company, provides code challenges called kata to help you improve your programming skills.

The community interaction in Codewars is what sets it apart. Participants can examine how they compare to other members, go over their peers’ responses, and even construct their own kata for others to try.

Users must first select a language in order to begin. Then Codewars will give them the challenge to verify their abilities and select the level of difficulty for their first challenge. The assignments will become more difficult as you proceed through each kata.
JavaScript, Python, Ruby, PHP, Java, C#, and SQL for example are programming languages that you can learn.

#9 FreeCodeCamp

FreeCodeCamp is one of the most trusted platforms for learning to code for free, with a 3,000-hour curriculum and over 40,000 graduates. Its graduates have gone on to work for prestigious companies such as Google, Apple, and Spotify.

After registering, customers will be presented with a list of courses ranging from beginning to advanced. Instead of spending hours seeking a suitable class, to begin with, they can begin their coding courses straight immediately.

Additionally, after completing a course, students will receive free certification.

Another notable feature is that the freeCodeCamp learning and code editing interface is responsive, allowing you to learn to code while on the go.

#10 Dash

Dash is a coding Bootcamp and digital learning platform created by General Assembly. Users can learn to code for free on this site by developing simple online projects in their web browser.

To get started, you don’t need any programming knowledge. Simply enter your email address and choose your first project, which is to create a personal website. Each task will teach you the fundamentals of HTML, CSS, and JavaScript.

Dash, like prior platforms, includes a code editor that students may use to try out the tutorials. The front-end interface is right next to it, and it allows them to see how their site looks in real-time.

CHECKOUT Top 10 Tech Skills to Learn Based on Employability and Market Demand

Have you ever considered building a library with thousands of free books? You’d never have to pay anything. It may appear impossible, but it isn’t. Free books on almost any subject are available on the internet and can be downloaded, read, and shared. These are the 16 finest websites to find and download free books on a wide range of topics, from romantic novels to Christian books,  computer technology, and guides.

#1 Free Computer Books

At Free Computer Books, you’ll find every computer subject and programming language you can imagine. Free textbooks, lengthy course notes, and more are available.

Computer and programming languages, computer science, data science, computer engineering, Java, and networking and communications are only a few of the categories. There are also numerous subgenres, making it simple to locate the book you’re looking for.

#2 Librivox

Librivox is an excellent place to start if you’re looking for a great location to locate free audio books. Many people work on the site to release high-quality recordings of famous literature. All of the titles are completely free, which is great news for those of us who have had to pay exorbitant prices for subpar audiobooks.

#3 Project Gutenberg

More than 57,000 free eBooks from the public domain are available through Project Gutenberg. It’s completely free to read and distribute. There are no hidden costs, and no special apps are necessary. Project Gutenberg doesn’t include the most recent bestsellers, but it does have a lot of fantastic classic books that are free to read at any time.

#4 ManyBooks

Many Books is another site where you can download free eBooks. It has a large collection that has been nicely organized into various genres and categories. The majority of the eBooks are available for free download, and some are available at substantial discounts, which is what I like best about this best free eBook download site. Many books support a variety of formats, including PDF, EPUB, MOBI, and others, and use a rating system to help customers understand what they’re about to read.

#5 Feedbooks

Feedbooks has over a million titles, all of which are carefully classified into a variety of genres, such as occult, historical, human sciences, and poetry. However, not all eBooks are free, with a nearly 50/50 split between paid and free eBooks. There are almost half a million eBooks left for people who want to read for free. The eBooks are available for download in a variety of formats, including PDF, EPUB, and MOBI. Feed Books also includes a word count and a time estimate with the book, making it easier for readers to determine whether or not to read it.

#6 PDFBooksWorld

PDF Books World, as the name implies, offers a vast range of eBooks only in PDF format. Despite the fact that EPUB and MOBI formats have taken over the market, PDF is still utilized in official documents due to its great stability. This website, unlike others, does not offer as many titles; nevertheless, it does include certain classics such as A Tale of Two Cities and The Great Gatsby. Non-fiction and academic text eBooks are also available for research, making it one of the top free eBook download sites without the need to register.

#7 Open Library

Open Library is an online library that works in the same way as a traditional library. Because the books are in digital format, you can print as many copies as you wish. However, the website adheres to a rigorous policy, and you might be startled to learn that once you borrow an online eBook, it is unavailable to others until you return it to the library. More than a million eBooks are available, all of which are well organized into various genres.


Another prominent website on the list of free eBook download sites is The massive categorization of books is intimidating, and reading all of the genres listed would most likely take a very long time. The website, on the other hand, needs you to register an account before you can access the eBooks, and you can only download five eBooks each month. There are also eBooks available in languages other than English.


If you’re a student looking for books on a specific topic or a traveler who enjoys reading on the go, BookBoon is the place to go. It allows you to download and read free PDF eBooks. The site has over 1000 free eBooks for you to download, ranging from business literature to educational textbooks. The downloads don’t require registration, and the site is quite user-friendly.

#10 KnowFree

KnowFree is the appropriate place to share and exchange eBooks if you have an eBook, video lessons, or other books that might help others. While these eBooks can be used to assist each other with educational needs, they can also be used for self-practice. This site is well recognized for its free eBooks in the categories of information technology research, case studies, eBooks, Magazines, and white papers, but there is much more to discover.


Due to the growing number of mobile users every year, mobile apps have dominated. Businesses are building applications to attract worldwide audiences as technology continues to advance and the market expands. People all throughout the world benefit from some of the most successful apps.

According to recent reports, smartphone users throughout the world now spend an average of 4.2 hours each day using applications. One of the causes for the current rise in mobile phone sales is the availability of mobile apps. Popular apps are what make today’s smartphones and tablets smart.

Every business has lately been touched by the Coronavirus Pandemic, but app use has skyrocketed, resulting in a boom in app downloads.

This page is for you if you’re seeking for most downloaded apps of 2021 for both Android or iOS apps. Let’s take a look.

What are the Most Downloaded Apps of 2021

#1 TikTok

TikTok is one of the most popular apps in 2021, which comes as no surprise. The app had surpassed 2 billion downloads worldwide by April of last year. This app was first thought to be a Gen Z-only place, but due to global lockdown efforts, it has seen a surge in new users.

As more people find themselves stranded at home and on their phones, they’re seeking creative ways to pass the time. When you combine it with TikTok’s clever algorithm, you have a practically enticing app for consumers.

#2 Facebook

It’s no surprise that Facebook, be ing the most popular app on the planet, is one of the most popular apps of 2021. When people sought to communicate and stay in touch during Covid-19, Facebook came in handy.

In addition to personal use, the app is also used in the workplace. Facebook Business Manager is a free tool that allows you to manage advertising accounts, pages, apps, and the individuals that work on them.

#3 Instagram

Instagram complete the Facebook family. One of the most popular photo and video sharing apps among Gen Z and Millennia is Instagram. Despite the fact that this program chooses to keep its numbers hidden, it’s safe to assume that its popularity and unmovable status in the app stores have insured that it will continue to exist.

Instagram has 1 billion monthly active users (MAUs) and 500 million daily users, according to its parent firm Facebook. It is one of the top three social media sites in the world, alongside Facebook and Twitter.

#4 WhatsApp

In terms of popularity and downloads, no app can compete with WhatsApp when it comes to messaging apps. It’s one of the most popular messaging apps in the year 2021. Businesses, in addition to individuals, have used WhatsApp.

The app is available in 180 countries and has a global user base of more than 2 billion people. It enables users to communicate text, voice, and video chats, as well as share photographs, documents, user locations, and other content, all for free.

#5 Messenger

Another program that routinely ranks in the top ten for downloads is Facebook Messenger. Facebook users can communicate with their relatives and friends using it. The app is feature-rich and works across all major platforms.

Globally, Over 1.3 billion people use Messenger on a daily basis throughout the world. On a monthly basis, almost 20 billion messages are sent between companies and users.

#6 Telegram

Telegram, a free messaging service with around 500 million monthly active users, is used to share images, videos, and many types of documents in addition to standard chats.

Telegram is ideal for businesses and large organizations since it allows for mentions, hashtags, and cross-platform communication. It also allows you to create groups with up to 200,000 members, as well as private and public channels to which you may invite your consumers. You may use it to share photos and information about new products and services, link to landing pages and build a chatbot to answer client questions, among other things.

#7 Snapchat

One of the most fascinating apps in 2021 is Snapchat. It is still in the top ten most downloaded apps in the year 2021. It’s a messaging-focused social app. Snapchat, a photo and video sharing software, has over 280 million daily active users throughout the world as of 2021.

According to the data, more than 4 billion Snaps are sent per day on average. Because Snapchat does not have a web version, you must download the app, which is available on all platforms. Users can chat with other Snapchat users through the app. You may exchange messages, images, and short films, among other things.

#8 Moj

Because a number of Chinese applications, such as TikTok, are prohibited in India, other ones have sprung up to fill the space. This is exemplified by Moj. It allows users to make short films up to 15 seconds long that may be customized with a variety of effects. Its user interface is basic, making it easier for people to interact through comments, likes, and shares, among other things.

This app is very new, having launched in July 2020 and amassing millions of users in a short period of time. It has over 80 million monthly active users who spend 34 minutes each day on the app on average.

#9 Zoom

This software was certainly one of the most popular in the previous year, along with a few video conferencing apps. In April 2020, Zoom had over 300 million daily users, and the app had 38 million downloads in January 2021 alone.

The COVID-19 dilemma is directly tied to this boom. Since they had to continue working from home, many people throughout the world used Zoom as their video-conferencing tool of choice. Customers use Zoom to make video calls for business or to communicate with family and friends.

#10 Youtube

YouTube is the most comprehensive and explorable video software available. Youtube is the most widely used video platform on the planet. On this site, you will find videos from all genres.

There are a number of individual creators who own YouTube channels and provide valuable content to their audiences. Businesses and brands have also used YouTube to promote themselves. According to the data, 62% of firms use YouTube.

The second most frequently visited website on the internet is YouTube. It’s also known as the world’s second most popular search engine. The world’s largest video archive is YouTube.


Below is a list of all the current bank airtime/data topup USSD codes for Nigerian banks. The bank transfer codes are for every bank in Nigeria, as well as everyone who has an account with any of the banks.

A bank top-up code is handy, fast, safe, and economical. It is a way to access your bank account through your mobile phone 24 hours without using internet data.

Banks in Nigeria have made it simple for their customers to perform banking transactions using USSD codes. This is available on all Nigerian mobile networks.

Here’s a list of all bank USSD codes for airtime and data top-up in Nigeria 2021

Zenith Bank USSD Code

To top your airtime balance (self) simply dial *966*amount# e.g *966*100#
For airtime top-up (others) simply dial *966*amount*mobilenumber# e.g *966*100*080123456789#
For data top-up simply dial *966# and follow the prompt.

First Bank USSD Code

Crediting your phone line simply dial *894*amount# e.g *894*200#
For airtime top-up (others) simply dial *894*amount*mobilenumber# e.g *894*200*080123456789#
For data top-up simply dial *894# and follow the prompt.

Guarantee Trust Bank USSD Code

Topping up your balance, simply dial *737*amount# e.g *737*300#
For airtime top-up (others) simply dial *737*amount*mobilenumber# e.g *737*300*080123456789#
For data top-up simply dial *737# and follow the prompt.

Access Bank USSD Code

To credit your account simply dial *901*amount# e.g *901*400#
For airtime top-up (others) simply dial *901*amount*mobilenumber# e.g *901*400*080123456789#
For data top-up simply dial *901# and follow the prompt.

Stanbic IBTC Bank USSD Code

To buy airtime (self) simply dial *909*amount# e.g *909*500#
For airtime top-up (others) simply dial *909*amount*mobilenumber# e.g *909*500*080123456789#
For data top-up simply dial *909# and follow the prompt.

Fidelity Bank USSD Code

To credit your mobile line simply dial *770*amount# e.g *770*500#
For airtime top-up (others) simply dial *770*amount*mobilenumber# e.g *770*500*080123456789#
For data top-up simply dial *770# and follow the prompt.

Access (Diamond) Bank USSD Code

To top-up, your mobile line simply dial *901*amount# e.g *901*600#
For airtime top-up (others) simply dial *901*amount*mobilenumber# e.g *901*600*080123456789#
Data top-up simply, dial *901# and follow the prompt.

Polaris (SKYE) Bank USSD Code

To recharge (self) simply dial *833*amount# e.g *833*700#
For airtime top-up (others) simply dial *833*amount*mobilenumber# e.g *833*700*080123456789#
For data top-up simply dial *833# and follow the prompt.

EcoBank USSD Code

To top-up (self) simply dial *326*amount# e.g *326*800#
For airtime top-up (others) simply dial *326*amount*mobilenumber# e.g *326*800*080123456789#
For data top-up simply dial *326# and follow the prompt.


Recharge your line simply dial *329*amount# e.g *329*900#
For airtime top-up (others) simply dial *329*amount*mobilenumber# e.g *329*900*080123456789#
For data top-up simply dial *329# and follow the prompt.

Union Bank USSD Code

Recharging airtime for yourself simply dial *826*amount# e.g *826*1000#
For airtime top-up (others) simply dial *826*amount*mobilenumber# e.g *826*1000*080123456789#
For data top-up simply dial *826# and follow the prompt.

Keystone Bank USSD Code

Recharge (self) simply dial *7111*amount# e.g *7111*1500#
For airtime top-up (others) simply dial *7111*amount*mobilenumber# e.g *7111*1500*080123456789#
For data top-up simply dial *329# and follow the prompt.

Heritage Bank USSD Code

Self airtime recharge simply dial *322*amount# e.g *322*2000#
For airtime top-up (others) simply dial *322*amount*mobilenumber# e.g *322*2000*080123456789#
For data top-up simply dial *322# and follow the prompt.

UBA Bank USSD Code

Airtime recharge (self) simply dial *919*amount# e.g *919*2500#
For airtime top-up (others) simply dial *919*amount*mobilenumber# e.g *919*2500*080123456789#
For data top-up simply dial *919# and follow the prompt.

Heritage Bank USSD Code

Airtime top-up for yourself simply dial *779*amount# e.g *779*200#
For airtime top-up (others) simply dial *779*amount*mobilenumber# e.g *779*200*080123456789#
For data top-up simply dial *779# and follow the prompt.

Sterling Bank USSD Code

Airtime top-up for self simply dial *822*amount# e.g *822*3000#
For airtime top-up (others) simply dial *822*amount*mobilenumber# e.g *822*3000*080123456789#
For data top-up simply dial *822# and follow the prompt.

Wema Bank USSD Code

Self airtime top-up simply dial *945*amount# e.g *945*3500#
For airtime top-up (others) simply dial *945*amount*mobilenumber# e.g *945*3500*080123456789#
For data top-up simply dial *945# and follow the prompt.

Unity Bank USSD Code

Airtime top-up (self) simply dial *7799*amount# e.g *7799*4000#
For airtime top-up (others) simply dial *7799*amount*mobilenumber# e.g *7799*4000*080123456789#
For data top-up simply dial *7799# and follow the prompt.

African footballers are among the highest-paid athletes in Africa. When discussing the richest footballers in Africa and their net worth, we take into consideration earnings from salaries, prize money, investments and endorsement deals.

So, who is Africa’s wealthiest footballers? Here is a detailed list below

#1 Samuel Eto’o

Sorry Luis Suarez... Samuel Eto'o is Barcelona's greatest ever number nine

Citizenship: Cameroonian
Role: Striker
Net worth estimate: $95million
Awards: He is a four-time winner of the African Player of the Year award, having won it in 2003, 2004, 2005, and 2010. He is the most decorated African player of all time. Eto’o retires as Cameroon’s all-time leading scorer, among other achievements.
Goal history: 426goals

At the age of 11, Samuel Etoo, a striker, entered the Kadji Sports Academy. He trained there from 1992 to 1996 before moving to a French soccer club, but he was turned down owing to his youth and lack of valid identification.

Eto’o never gave up hope and joined Real Madrid the next year, where he finished his young career. He began his career with Real Madrid (1997–2000).

His net worth is believed to be $95 million. Eto’o drives the most expensive car in the world, a Bugatti Veyron, and is the only African footballer who owns one. A Ferrari, a Bentley, a Lamborghini, a Hummer Jeep, a Porch, and a family bus are all included in the fleet. Almost every member of his nuclear family rides in something enormous, thus he doesn’t buy the wheels for himself alone.

#2 Didier Yves Drogba

Dider drogba net worth

Citizenship: Ivorian
Net worth estimate:
$90 million
Award: Chelsea and Galatasaray both received ten trophies (4 FA Cups, 2 League Cups, 2 Community Shields, 1 Champions League, and 1 Turkish Super Cup).  African Footballer of the Year, Ivory Coast Player of the Year, FIFA World Player of the Year, BBC African Footballer of the Year are just a few of the awards he has received.

Drogba’s journey to football began when his parents sent him to live with his uncle, professional footballer Michel Goba. His move from french club Marseille to Chelsea FC in England brought him fame and riches. He possessed talent, trickery, confidence, and technique. He is one of the best players in African football history.

Samsung, Pepsi, Adidas, Nike, and Konami are just a few of the world’s most well-known brands with which Drogba has collaborated. From 2006 until his retirement from the Ivory Coast national team in 2014, Didier Drogba captained the Ivory Coast, national team. He is the nation’s all time highest goalscorer with 65 goals from 105 appearances.

#3 Yaya Toure

Richest African footballer - Yaya Toure Net worth

Citizenship: Ivorian
Net worth estimate:
$70 million
Awards: Yaya has won the African Footballer of the Year award four times and the BBC African Footballer of the Year award twice, all of which were voted on by the public. He’s also been named to the PFA Team of the Year on two occasions.

For the years 2011, 2012, 2013, and 2014, Yaya Touré was named African Footballer of the Year. Manchester paid him £250,000 per week, and his endorsements netted him $21.7 million.

Forbes estimates his personal investment to be $46.4 million, and his overall net worth to be $70 million, making him one of Africa’s wealthiest footballers. Yaya Toure has always been a devotee of high-end automobiles and houses. He has Porsche 911, Mercedes Benz, Bentley Continental GT, and Porsche Cayenne in the past.

#4 Mohamed Salah

Mohammed-salah African footballer

Citizenship: Egyptian
Net worth estimate:
$70 million
Awards: Salah has won numerous awards over the years, including the PFA Player of the Year 2018, CAF Most Promising Talent of the Year 2012, Premier League Golden Boot 2017, 2019, African Player of the Year 2018/2019, Premier League Player of the Month 2018, 2019, FWA Footballer of the Year 2018, BBC African Footballer of the Year 2017, and others.

Mohamed Salah, also known as Mo Salah, is without a doubt one of Africa’s most beloved footballers. Salah was born in Egypt on June 15, 1992, and despite having a strong academic background, he chose to pursue his ambition of being a professional football player.

His net worth of $70 million demonstrates his success as a player, as he makes a large weekly wage and has endorsements from big brands such as Adidas, Falken Tyres, Uber, and others.

#5. John Mikel Obi

John mikel net worth

Citizenship: Nigerian
Net worth estimate:
$60 million
Awards: He has a total of 10 major winners’ medals all at Chelsea: 1 UEFA Champions League 2011–12, 4 FA Cup 2006–12 back to back, 2 Premier League 2009–10, 2014–15, 2 Capital One Cup 2006–07, 2014-15, 1 UEFA Europa League 2012–13. Mikel also won the African Cup of Nations in 2013.

He was born John Michael Nchekwube Obinna, but his name was changed to “Mikel” after a mistake in his name was submitted to FIFA by the Nigerian Football Association in 2013 for a competition in Finland and is still stuck with it.

He has played for Chelsea in the English Premier League and Lyn Oslo in Norway, and is without a doubt one of Africa’s wealthiest footballers. His weekly salary at Tianjin Teda was 140 thousand pounds. Mikel Obi’s home and automobiles are extremely luxurious and pricey.

He also has a Bentley Continental GT (which costs over N35 million), a costly Mercedes G Wagon (#81 million), a beautiful Range Rover Sport (#43 million), and a black Mercedes G 500.
Obi Mikel earns a lot of money not only from football but also from endorsements such as Pepsi and Samsung.

#6. Seydou Keita

Seydou Keita net worth

Citizenship: Mali
Net worth estimate:
$51 million
Awards: At the 1999 Fifa U-20 World Cup, he was awarded the golden ball as the tournament’s best player. There are 12 major winners’ medals in total, including two Champions League winners.

Seydou Keita is a versatile player who can play as a center midfielder as well as a defensive midfielder on the pitch. He began his professional football career when he was 17 years old. At the age of 20, he represented Mali in the African Cup of Nations games for the seventh time.

In 2012, he joined FC Dalian Aerbin of the Chinese Super League, where he earns €14 million a year. He owns a number of mansions, as well as luxury cars costing millions of dollars and other valuables.

#7. Emmanuel Adebayor

Paraguayan side Olimpia vow to sign Adebayor if club attracts 20,000 new members |

Citizenship: Nigerian/ Togolese
Net worth estimate:
$45 million
Awards: On the 10th of February 2009, CAF announced Adebayor as the 2008 African Footballer of the Year at an awards ceremony in Lagos, Nigeria. He was the first Togolese footballer to win the African Footballer of the Year award.

Adebayor, a professional footballer, has benefited greatly not only from his successful football career but also through his several contracts with the majority of England’s wealthiest clubs.
In the English Premier League, he played for Arsenal, Manchester City, Tottenham Hotspurs, and Crystal Palace.

The striker earned a reported $268,000 a week while at Manchester City, and by 2015, he had a net worth of $45 million.
With many mansions, supercars, and high-flying private jets, he enjoys a lavish lifestyle.

#8. Michael Essien

Michael Essien | Booking Agent | Talent Roster | MN2S

Citizenship: Ghanaian
Net worth estimate:
$35 million
Awards: Essien was a key member of Chelsea’s Premier League triumphs in 2006 and 2010, as well as three FA Cups and one League Cup.

Michael Essien is a Ghanaian footballer who has appeared in the champions league and the premier league on numerous occasions. This midfielder has a plethora of houses, high-end automobiles costing millions of dollars, and other valuables.

He played for a number of prestigious European clubs, including Bastia and Lyon in France, Chelsea, Real Madrid, AC Millan, and others. He is currently unemployed and has a net worth of $35 million.

#9. Asamoah Gyan

 Richest Footballers - Asamoah Gyan net worth

Citizenship: Ghanaian
Net worth estimate:
$23 million
Awards: CAF Africa’s Finest XI

With an estimated net worth of $23 million, Asamoah Gyan is the eighth richest footballer in Africa on our list of the top ten richest footballers in Africa. This fantastic striker has a plethora of houses, high-end automobiles worth millions of dollars, and other valuables.

His assets include a $3 million McCarthy Hill home and a Rolls Royce valued over $400,000. Asamoah just received a license to run a private airline in Ghana, nicknamed “Baby Jet Airlines.”

#10. Sulley Ali

Sulley Ali Muntari

Citizenship: Ghanaian
Net worth estimate:
$22 million
Awards: FIFA Ballon d’Or, FIFA World Player of the Year, BBC African Footballer of the Year, African Footballer of the Year, Ivory Coast Player of the Year, FIFA Ballon d’Or, FIFA World Player of the Year

This soccer star has reaped significant rewards not only from his profitable playing career but also from his several contracts with England’s wealthiest clubs. In 2012, he received $7,540,000 from permanent contracts and $8,810,000 from Tottenham Hotspur’s yearly compensation.

While at Manchester City, the striker reportedly earned $268,000 a week and had a net worth of $45 million by 2015.
He lives a wealthy lifestyle, with multiple houses, supercars, and high-flying private jets.

In fact, he is so passionate about automobiles that he owns a car pimping business and drives a Lamborghini Gallardo valued at almost £96,000. In his garage, he has an Escalade, a Mercedes Benz, and a Ferrari.

Check The Highest Paid Footballers in the World

Knowing a few techniques and tips to make your data last longer will help improve your overall cellular experience, especially since cellphones have become one of the most common ways to access the internet nowadays. Low-cost handsets and data plans have undoubtedly contributed to the continuous rise in mobile data usage around the world.

The cost of using mobile data is high. So, how do you keep your bill low while on the go without sacrificing data?

The solution is to use your smartphone wisely to avoid exceeding your mobile internet cap. Use apps, as well as built-in capabilities. These 6 simple yet effective tricks will assist you in reducing data usage and lowering your expenses.

Trick#1. Disable Auto-syncing of Apps.

A lot happens in the background while you’re using your phone. Google Play and Apple’s App Store, for example, check for updates, and your email app searches for new messages. Meanwhile, social networking apps send you notifications; the list goes on and on.

All of this information increases your mobile internet consumption. We’re not even talking about app updates here; we’re just talking about the data they sync. Any software that requires a lot of data on a regular basis is going to cost you money.

How to Disable Android App Syncing

At Settings > Apps & notifications, you can disable some apps that sync. Apps that sync various data, such as your contacts, can be found here. Check the data used for each one, and if it’s too high, touch Data usage

, then disable Background data.

This could be quite time consuming, since going through all of your apps could take some time.

How to Disable iPhone App Syncing

You may stop native app synchronization on iOS by going to Settings > [Your name] > iCloud. Now all you have to do is tap each service you don’t want to sync.

Almost all apps that require constant syncing have settings that allow you to control how data syncs. If you can’t find the appropriate setting, you can also disable mobile internet.

Trick #2. Turn Off Automatic App Upgrades on Mobile Devices.

The automatic app update feature on your phone is another significant data hog. Apps are always ‘On’ by default, and they update themselves whenever a new version is released. Your apps will be updated whether you’re connected through wifi or mobile data.

The automated app function can be annoying since it gives you the impression that you have no control over your mobile data usage. Follow these steps to take control of your mobile data and make it last longer:


Step 1: Go to your Google Play Store app

Step 2: On the top-left corner of the screen, click the three horizontal lines.

Step 3: Select Settings.

Step 4: Choose Auto-update apps.

Step 5: Select Do not auto-update apps to turn off automatic app updates.

Step 6: To minimize needless cellular data charges, you can choose Only get updates over Wi-Fi.


Step 1: Go to the App Store.

Step 2: On the bottom right of the screen, tap the three horizontal dots icon.

Step 3: Go to the Settings menu.

Step 4: Toggle the switch next to Update apps automatically to turn off.

Step 5: Instead, enable Only get updates over Wi-Fi to avoid ridiculous cellular data charges.

Trick #3. Reduce the Speed of Your Mobile Internet

The majority of today’s high-end mobile devices can be set to 3G, 4G, or 5G internet. This allows for rates that are much quicker than most home internet connections.

However, faster speeds mean you’ll burn up your mobile data allocation faster.

Downgrading to 3G is another option to save money on mobile data. Because of the various manufacturer skins and carrier constraints, Android devices can be difficult to operate, although it is possible:


Step 1: Navigate to Network & Internet in the Settings menu.

Step 2: Select Mobile network > Advanced from the drop-down menu.

Step 3: Select your preferred network type.

Step 4: Choose whether to use 3G only or 3G/2G (preferred).


Step 1: Navigate to Settings > Mobile Data > Mobile Data Options.

Step 2:Choose Voice & Data 

Step 3: Select 3G or LTE Off

Trick #4. Apps that Compress Data are a Good Choice.

Data compression technology is used by a variety of apps to reduce data usage. Some of them you may already be using without realizing it.

Google Chrome

Google Chrome should be at the top of your list. Chrome offers a built-in data-saving function, regardless of how you feel about Google. Tap Settings > Data Saver > Use Data Saver to enable it.

Opera Mini

Data saving is enabled by default in Opera Mini, which is accessible from the app’s main menu. Unlike Chrome, you may change the quality of web page images and other data-saving capabilities.

Trick #5. Push Email Should be Avoided.

Your device is always looking for new messages when you utilize push email.

Trick #6. When Feasible, Use Wi-Fi.

When it comes to saving cellular data, there is a simple rule: if there is Wi-Fi, use it. You’ll almost certainly have Wi-Fi access at both home and work. Public Wi-Fi is available in many public venues, including parks, supermarkets, and department shops. If you make it a practice to check when you’re in a new place, you’ll see a significant reduction in your cellular data usage.

Have you been on the lookout for the greatest phones around 50000 Naira (about $100)? Look no further… This year’s top, affordable, and nicest mobile phone in Nigeria under 50,000 Naira is here.

These are the finest phones available on the Nigerian mobile market, which I have hand-picked. Given the rate at which smartphone prices are rising in the mobile industry, you’ll agree with me that finding a phone with the most up-to-date specs and features while staying within your budget is challenging.

Apart from large batteries that can last you the entire day, there are a few things to consider when purchasing a new phone in Nigeria. One of the most important factors to consider is the price of the phone you will be purchasing.

With that in mind, I’ve compiled a list of the best smartphones under N50,000 (50,000 naira) for you, which will undoubtedly include all the latest features. In this post, you’ll find phones with at least 2GB of RAM, a good battery life, and much more. Let’s get started without further ado…

1. Infinix Smart HD 2021 (about N43,000)


Infini x unveiled the “Infinix Smart HD 2021,” an entry-level smartphone with a MediaTek Helio A20 processor, in December 2020. The Infinix Smart HD 2021 is an Android smartphone featuring a 6.1-inch HD Plus (1560 x 720) display, MediaTek Helio A20 MT6761WE 1.8GHz quad-core CPU, 2GB RAM, 32GB storage space, and an 8MP main camera.

2. TECNO Spark 7T (₦50,000)


TECNO Mobile, a Chinese smartphone manufacturer, has introduced the “TECNO SPARK 7T,” a 6.52-inch smartphone with a 6000mAh battery. The TECNO SPARK 7T is an Android smartphone featuring a 6.52-inch HD+ (1600 x 720) display, MediaTek Helio G35 2.3GHz octa-core processor, 4GB RAM, 64GB / 128GB storage capacity, and a dual back camera.

3. UMIDIGI A7S (₦41,000)


In September 2020, Chinese smartphone brand UMIDIGI released the smartphone “UMIDIGI A7S” with an Infrared Thermometer sensor. The UMIDIGI A7S is a low-cost Android smartphone featuring a 6.53-inch HD Plus (1600 x 720) touchscreen, a MediaTek MT6737 quad-core CPU, 2GB RAM, 32GB storage capacity, and a triple camera with 13 megapixels, 8 megapixels, and 2 megapixels.

4. Gionee P15 (about ₦50,000)


Gionee P15

In July 2021, Gionee launched the “Gionee P15,” an entry-level smartphone with a 5000mAh battery. The Gionee P15 is an entry-level Android smartphone with a 6.52-inch (1600 x 720) display, a 1.6GHz octa-core UNISOC (Spreadtrum) SC9863A CPU, 2GB RAM, 32GB storage capacity, and a triple camera with 13 megapixels + 0.3 megapixels + 0.3 megapixels.

5. Itel P37 Pro (₦45,500)

iTel P37 Pro specs

In Nigeria and around Africa, Itel is quite popular in the budget segment. The Itel P37 and the Itel P37 Pro, which is significantly more expensive. While the P37 has 3G, the P37 Pro has 4G, a 6.8-inch IPS LCD with 720 x 1640 pixels and a 20:9 aspect ratio (254 PPI), Android 10 (Go Edition), 2GB / 3GB RAM, 32GB / 64GB Built-in Storage, up to 128GB Memory Card, 13 MP + 0.3 MP Dual Rear Cameras, 8 MP Front Camera, Fingerprint (Rear), and a 5000mAh Li-ion Non-Removable Battery.

6. Gionee S12 Lite (₦49,950)

Gionee S12 Lite

If you’re searching for a phone that strikes the appropriate blend of elegance, performance, and price, the Gionee S12 Lite is a good choice. It has a 6.52-inch display and a 4000 mAh battery, making it worthy of being included in this list of the top Android phones under 50,000 Naira.

The Gionee S12 Lite comes with Android 10 and a MediaTek Helio A25 octa-core chipset with 3GB RAM. It has a 4G LTE connection and 32GB of storage.

7. Itel S16 Pro (₦42,990)

Itel S16 ProItel is well-known for its low-cost smartphones. At this pricing point, the Itel S16 Pro is a good choice. The phone features a triple camera setup, a 4000 mAh battery, 32GB of internal storage, Android 10 (Go Edition), an Octa-core Spreadtrum UniSoC SC9863A processor, 2GB of RAM, a fingerprint scanner on the back, and 4G LTE connectivity. It’s an upgraded version of the iTel S16.

8. Xiaomi Redmi 8 (₦44,000)

Xiaomi Redmi 8 pictures, official photos

It is undoubtedly one of the best phones under 50,000 naira in Nigeria, with excellent characteristics for its price and a mid-range camera. A 12-megapixel sensor and a 2-megapixel depth sensor make up the primary camera. The images are fairly clear even in the dark. It comes in two storage options: one with 32GB of storage and the other with 64 GB with 5,000mAh with fast charge support.

9. Samsung Galaxy A10s (₦42,000)

Samsung Galaxy A10s pictures, official photos

This is an improved version of the popular budget smartphone Galaxy A10, which is regarded as one of the best phones under 50,000 Naira.
The main benefit is the 13-megapixel main camera with a 2-megapixel depth sensor camera with an aperture of f/1.9 and support for background blurring in portrait mode.
The phone boasts a full-fledged slot for a memory card up to 512GB and two independent SIM-card slots, as well as a 4,000mAh battery and Android 9.0 (Pie) os.

10. Tecno Camon 12 (₦50,000)

TECNO Camon 12 Air: Price, specs and best deals – TechWafer

The Tecno Camon 12 was released in August 2019 and runs on Android 9.0 Pie. With a triple rear camera of 16 megapixels, 8 megapixels, and 2 megapixels. As well as a front selfie camera of 16 megapixels, the phone enables FullHD grade imaging on both the front and back cameras. It has an octa-core MediaTek Helio P22 processor (2.0GHz Octa Cortex A53 cores) and 4 GB of RAM.


For those making their initial step into the crypto world

, and furthermore, for the specialists, we’ve picked the five must-have sites to stay up to date with the latest patterns and movements in digital currency. These locales must be your landing page, or if nothing else added to your favorite bar.

#1 is one of the sites giving the most exceptional data on cryptographic money. Showing cryptocurrency live costs alongside significant news from around the globe, including Asia, Europe, and the USA, are exceptionally a profoundly confided in the organization.

They are usually expected to stay up with the latest on the entirety of the accessible Crypto Airdrops and Bounties. On top of this, they likewise have a scope of guides accessible to offer individuals guidance on all parts of the digital currency industry.


In the quickly developing cryptographic money space, has arisen as probably the best site accessible for data on all things crypto-assets. Established in 2013, the site has assembled an abundance of assets and a steadfast following who advantage from these assets.

Their broad skills guarantee that they keep on giving exact and forward-thinking data on the occasions that happen inside the market. Highly esteeming the fair-minded and opportune dissemination of data, is perhaps the most visited site for individuals searching for an exhaustive examination of digital money.

#3 was established in 2014 by a group of devoted people whose fundamental objective was to give the most clear and exact data on the digital currency industry conceivable. They expect to give both institutional and retail financial backers admittance to constant, solid estimating information on more than 5,300 coins and 240,000 cash sets. Examining information from around the globe, gives an exhaustive outline of the market. They persistently put resources into overhauling their innovation and guaranteeing that their users get the best information and data conceivable.

#4 Coin.Market

For bitcoin and altcoin information that you can depend on, has the data that you are looking for. With the helpful choice to add your own personal watch list so you can monitor your particular cryptographic money ventures, means to improve on the experience. They likewise have a cryptographic money trades rundown to make this cycle as simple as workable for everybody. Their effectively explored and unmistakably introduced site will make getting to the data you need as peaceful and proficient as could really be expected.

#5 has a wide scope of accommodating devices for getting to data on all spaces of the cryptographic money circle. Regardless of which digital money you decide to put resources into, can assist you with tracking down all the significant and state-of-the-art data that you need to track and think about your venture. The investigation instruments, like the wayfarer and the mini-computer to give some examples, are incredibly valuable and balanced to guarantee that you track down every one of the fundamental information that you are looking for.


Crypto research devices are significant for any financial backer. Prior to placing your cash into a specific cryptographic money project, acclimate yourself with a couple of instruments. These instruments will give you knowledge of the value developments for any crypto project.

While utilizing any of these devices interestingly can be overpowering for the first time, when you get its hang, you’ll have the option to settle on the most educated venture choices you can.

Lionel Messi recently signed his anxiously expected Paris Saint-Germain contract worth about £1 million every week, on Tuesday night August 10, 2021 to finish the move that affirms the finish of a vocation long relationship with Barcelona and sends PSG into another period. This contract unsurprisingly still keeps him in the top list of highest paid footballers in the world for 2021. 

Want to know the rest of the guys pulling in the most serious pile of cash in the football world? Check out our list of Best Paid Footballers in the World for 2021.

#10 Robert Lewandowski (Bayern Munich) – £350,000 weekly

Scooping the FIFA Men’s Player of the Year 2020 was prize for Robert Lewandowski’s savagery in front of a goal.

The 32-year-old striker gives no indications of dialing back and is the Bundesliga’s untouched driving unfamiliar objective scorer.

#9 David De Gea (Man Utd) – £375,000 weekly

The Manchester United star is the most generously compensated goalkeeper on the planet – and it lands him in ninth put on the rundown.

David de Gea’s Old Trafford contract – worth barely short of £400,000 each week – makes up the greater part of his yearly profit.

#8 Kevin De Bruyne (Man City) – £385,000 weekly

De Bruyne as of late signed another arrangement with Man City that has seen him shoot to the highest point of the Premier League graphs.

He acquires more than his colleague Raheem Sterling and new Man City signing Jack Grealish who both lounge around £300,000 each week.

#7 Kylian Mbappe (PSG) – £410,000 weekly

The leader of the future generation, Kylian Mbappe is broadly tipped to assume control over the mantle of football’s pre-prominent whiz in the years to come.

The 22-year-old’s long-lasting exchange from Monaco to PSG in 2018 remains the second most costly in history and he has effectively looted more than 100 goals for the club.

#6 Gareth Bale (Real Madrid) – £500,000 weekly

A pastime the most exorbitant player in football history, Gareth Bale was frozen out by Real Madrid and sent back lent to Tottenham for the 2020/21 season, where he is engaging to leave an engraving in Jose Mourinho’s group.

Bale was probably the greatest name of Adidas and, with only one year passed on to run on his powerful Bernabeu contract, he is probably going to get out of the best 10 not long from now.

#5 Antoine Griezmann (Barcelona) – £575,000 weekly

Barcelona’s for some time expected signing of Antoine Griezmann from Atletico Madrid in 2019 is the fifth most-costly exchange in history yet the adaptable forward has scarcely set the Nou Camp.

The club needs to get their funds altogether, so Griezmann’s super deal could place him in line for a move away before it lapses.

#4 Luis Suarez (Atletico Madrid) – £575,000 weekly

Ex-Barcelona star Suarez has taken up Griezmann’s spot at his old frequent, Atletico. Suarez was disputably sold by Barcelona for an exceptionally low expense and made them pay the consequences as he terminated Atletico to the La Liga title at the first run-through of inquiring.

He scored 21 goals in La Liga’s 32 games to supercharge Atletico’s flood for the title and has been worth each penny of his pay, not like a portion of Barcelona’s big name stars.

#3 Neymar (PSG) – £606,000 weekly

The banner kid of Brazilian football, Neymar amplified his bank balance via sealing a world-record £200m move to PSG from Barcelona in 2017.

He is paid more than £30million each year by the French club before bonus, who have collected a crew of whizzes in their bid to land the tough Champions League title.

#2 Cristiano Ronaldo (Juventus) – £900,000 weekly

Obviously being the most mainstream athlete on earth isn’t sufficient to land you a spot at the highest point of the rich rundown.

Cristiano Ronaldo might be the most followed sportsperson on Instagram however his yearly income are hardly predominated by one footballer.

The Portuguese hotshot tops up his almost million pound week by week compensation with a yearly figure of around £34m in other income from his own CR7 brands and sponsors like Herbalife and Nike.

#1 Lionel Messi (PSG) – £960,000 weekly

Messi is considered by numerous individuals to be the best player to have at any point lived – and he backs up his ability with the most elevated income on the planet.

He was prepared to sign an arrangement worth roughly £1.1m each week with Barcelona before tax, however after the Spanish side couldn’t finish the arrangement because of La Liga monetary principles, he had to leave the club he has spent a lifetime at.

Messi has now signed an arrangement worth £25m each year as a base compensation after tax. That works out at roughly £50m each prior year before tax.

Final Words

These footballers are are like the rolls royce version of players while they are in the field for an hour and a half. They resemble force wafers all through the game.

These are dynamic footballers and they have certainly made a great deal of abundance/fortune for themselves in the sports world.


Your total assets or net worth, essentially, is the dollar measure of your resources or assets minus your liabilities. You can work out your total assets by taking away your liabilities (debts) from your resources. On the off chance that your resources/assets surpass your liabilities, you will have a positive total asset. On the other hand, if your liabilities are more prominent than your resources, you will have a negative net worth.

For specific applications, be that as it may, this fundamental total assets computation may not be sufficient. In the event that you hold copyrights, licenses or other intellectual property (IP), you might have to work out your “tangible” total assets (net worth), which is the amount of all your tangible resources minus the aggregate sum of your liabilities.

What is Tangible Net Worth

In the sense that it totals your assets and liabilities, your physical or tangible net worth is similar to your financial net worth, but it goes a step further. Any intangible assets, such as copyrights, goodwill, patents, and other intellectual property, are subtracted.

For example, businesses compute tangible net worth to evaluate the company’s liquidation value if it were to discontinue operations or be sold. Individuals who are looking for personal or small business loans and the lender requires a “genuine” net worth figure may find this figure useful. Your lender might be interested in your monetary assets – and how much the lender could reclaim if you failed on your debt and had to liquidate your possessions.

Tangible Versus Intangible Assets

The difference between net worth and tangible net worth assessments is that the former includes all assets, while the latter excludes non-tangible assets. All you have that can be converted into cash is referred to as an asset. Assets, according to this definition, include cash, investments, and real estate. (land and permanent structures linked to the property, such as houses), and personal goods (everything else that you own such as cars, jewellery, boats and furniture).

Intangible assets, on the other hand, are assets that cannot be held in your hands. Intangible assets include trademarks, goodwill, copyrights, patents, trademarks, and intellectual property, which cannot be seen or touched but are nonetheless valuable.

Calculating Your Tangible Net Worth

The following is a simple formula for measuring your tangible net worth:

Tangible Assets (Net Worth) = Total Assets – Intangible Assets – Liabilities

Calculating your net worth for the first time will most likely take the longest. The approach will likely take less time if you figure out the methodology and how to appraise your assets. Here’s how to do it step by step.

You can also keep track of your net worth using tools like Google or Excel Spreadsheets, and other online personal finance apps available below:

  1. Personal Capital

    Best free automated net worth tracking app. Personal Capital has a high level of automation. You can see your net worth in near real-time by syncing your asset and liability accounts (bank accounts, brokerage accounts, mortgages, and so on). Personal Capital is the simplest solution on the list because it requires no effort from you once your bank accounts are linked.

  2. Ynab

    Best budget integration. My favourite budgeting app is YNAB (and the one I use). Its zero-based budgeting concepts make it simple to manage and remain on track with your spending. An integrated net worth tracking solution is available within YNAB. This is how it goes.

    All of your accounts, assets, and liabilities should be linked. YNAB then generates reports that reflect your net worth. The most significant disadvantage of YNAB’s net worth tracking is that you must manually change the balances of your investment accounts.

  3. Tiller Money

    Best spreadsheet net worth tracking. Tiller Money is the way to go if you want to track your net worth using Google Sheets or Excel rather than an app. Tiller is a program that automates the download of financial data into your preferred spreadsheet application.

    It simplifies the most inconvenient aspect of using spreadsheets for personal finances: manually adding transactions. You’ll get a template spreadsheet with net worth tracking when you sign up with Tiller.

Final Thoughts

Even if you intend to calculate your net worth using one of the many online tools or applications, it’s a good idea to do it manually at least once—you’ll get the most out of the statistics that way. While you can do the work using a pencil and paper and a calculator, a spreadsheet tool like Microsoft Excel or Google Sheets can handle the calculation for you and lessen the chances of making a mistake.