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Nightlife Kings of Africa: The Richest Club Owners in Nigeria and South Africa

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nightlife kings of Nigeria

A major attraction of African tourism is the beehive of activities that occurs during the night. 

These activities are further accentuated by night clubs, hubs where people can meet to have fun, dance and make merry.

Exotic cities of Africa are dotted with lively nightclubs where foreigners and locals have fun.

As a result of the pleasures these nightclubs renders, their owners have been able to amass a large fortune.

This article will explore the riches of nightclub owners in Nigeria and South Africa (in no particular order).

  1. Shina Peller

If you really want to party hard in Nigeria, Club Quilox is the place to be.

Located in Victoria Island in Lagos, Nigeria and owned by Shina Peller, Club Quilox is one of the grandest night clubs in Lagos.

Shina Peller is the son of a former magician and hails from Iseyin in Oyo State.

He is currently a lawmaker, representing the people of Iseyin/Itesiwaju/Iwajowa/Kajola Federal Constituency.

According to Forbes he is worth ₦2 billion.

 He owns a mansion and a fleet of cars that includes a Lexus LX 570 S Black Edition SUV and a Rolls Royce.

  1. Obi Oyiegbu aka Obi Cubana

Obi Oyiegbu, popularly known as Obi Cubana is one of the richest club owners in Nigeria.

He is one of the founders of Cubana Group and establishments.

The businesses under this group include, Club Opium, Pablo Cubana, Club Cubana, Gustava Cubana and Cubana night clubs. He is also said to be a major stakeholder in the Hustle and Bustle night club and entertainment franchise.

Obi Cubana is said to be worth $96 million.

He owns houses in virtually all the states in Eastern and Southern Nigeria and owns mansions in Abuja and on the Island in Lagos.

His fleets of cars include Lexus Jeeps, Mercedes Benz, Range Rover and Rolls Royce Phantom.

The opulence and luxury at displace during his mother’s funeral is still spoken about.  

  1. Richard Nnadi Aka Duke of Spades

Escape Nightclub is one of the biggest night clubs in Nigeria and it has the capacity to host over 1000 people.

Owned by Richard Nnadi, he graduated from the UNILAG where he studied Cell Biology.

Although his club was off the radar due to clients not paying their bills, the club is back and better.

Richard is said to be worth over $500,000.

  1. Chris Coutoulis

Chris owns Rich Durban which is located in the South Africa city of Durban. It is the first ever night club to have cigar and champagne lounge. It is spacious with the latest musical gadgets to amplify the mood.

Chris Coutoulis is a young man in his 30s who is an astute businessman. Married to Vanessa Carriera who is a beauty pageant, they both live in a mansion in one of the hills in Durban.

Chris is said to be worth $20 million.   

  1. Martin McHale

Martin McHale is South African businessman and Disc Jockey who founded Origin night club in 2014.

The club has grown to be one of the most visited night clubs in South Africa.

What attracts people to the club is its dance floors and bars that are spacious for people to navigate around easily.

Martin has amassed a small fortune for himself as the owner of this night club.

Although he worth is unknown, it is believed that due to the value the club has accumulated over the years, Martin should be worth around $10 million.

5. Big Slim

Big Slim (Silverfox founder)

The Florida, USA based Big Slim founded what is now arguably the biggest adult night club in Nigeria – Silverfox Entertainment. Silverfox recently moved to a big edifice around the Oniru part between Victoria Island and Lekki on the Lagos Island. 

The exotic nightclub features dancers, strippers from different countries of Africa and beyond. 

Silverfox’ status in the African nightlife scene was further boosted when award winning US rapper, Belcalis Marlenis Almánzar (popularly known as Cardi B) hit the club on her visit to Nigeria – making it the first African nightclub to be visited by the eccentric musician.

The Silverfox night club is estimated to have cost a whooping $4 million to setup.

ALSO SEE – 

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In Business

These are 13 Richest Companies in the World (with Annual Revenues Over $100 Billion)

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richest companies in the world

What does Amazon, Walmart and Google all have in common?

Apart from having white owners and all invested in technology products, they are one of the richest companies who churn out billionaires of dollars in revenue.

These companies did not achieve this status overnight. They started off in garages, parks and with just a desk before blossoming into becoming the leading companies in their field.

This article is about the twenty richest companies in the world, in no particular order.

 

Walmart

Established by Sam Walton in 1962, Walmart is a retail American company which operates on a hypermarket scale. It sells a wide variety of merchandise (clothing, food items, beverages, pharmaceuticals, books, home supplies etc) through discount stores, super centers, neighborhood markets, as well as a robust online platform.

With over 10, 000 shops in 25 countries, its annual revenue is $542 billion.

China Petroleum & Chemical Corp. (Sinopec)

China Petroleum & Chemical corporation produces and distributes a variety of petroleum and petrochemical products ranging from diesel, gasoline, jet fuel, chemical fertilisers etc. The company also known as Sinopec is one of the largest petrochemical, oil and gas companies in the world.

It is controlled by the State Council of the People’s Republic of China. It has revenues of $355.8 billion.

Amazon

Amazon, which started in a garage in 1994 is worth is currently worth $1.7 trillion and is owned by the world’s richest man, Jeff Bezos.

The company is an online marketplace where you can buy anything. With a revenue of $380 billion, it is the largest internet company in the world when it comes to revenue derived

Amazon has further launched into the entertainment sector with Amazon prime-a streaming platform and its purchase of Movie Company, Metro Goldwyn Meyer for $4 billion is seen as a bold move into the American movie industry.

Apple

Earlier this year, Apple was named the most valuable company in the world.

The company, which was founded by late Steve Jobs, Ronald Wayne and Steve Wozniack in 1976 have an annual revenue of $275billion.

The company started with producing desktop computers and has later moved into developing iPhones, Smartwatches, Smart TVs and the rest. In 2020, the company became the first company to have a 2 trillion market cap.

Over 500 Apple stores are dotted across the world and they employ over 1500,000 personnel.

United Health Group

With a market capital of $387 billion, the American insurance and health company has a revenue of $257 billion.

Berkshire Hathaway

Berkshire Hathaway was founded in 1839 as a textile company and gradually metamorphosed into conglomerate having investment in multiple other businesses such as food, insurance, media, sports etc.

Warren Buffet is the currently the CEO of the company and with a $650 billion market capital, it churns out a revenue of $245 billion.

JP Morgan

JP Morgan is not just one of the oldest banks in North America, it is also the largest in America and the fourth largest in the global community.

Established in 1871 by JP Morgan, it currently has a revenue of $200 billion.

Its market is $471 Billion.

Toyota Motor Corp.

Toyota is a Japanese automobile manufacturer that produces and sells cars, buses, trucks as well as vehicle parts and equipment. The manufacturing giant has a revenue of $246 billion with a net income of $14.4 billion.

Samsung

The South Korean company, which was founded in 1969, is into electronic products and has a presence in 80 countries.

Its revenue is around $210 billion and market capital is $441 billion.

Saudi Aramco

Saudi Aramco is a Saudi Arabian based company that is into Oil and Gas. As a result of Saudi’s large oil reserves with over 300 barrels, it is a member of the Organization of the Petroleum Exporting countries.

Saudi Aramco went public in 2019 and is regarded as the third most valuable company in the world and with a cap of over a trillion dollars, its revenue is around $240 billion.

Alphabet

Alphabet which is a subsidiary of Google was established in 1998 by Sergey Brin and Larry Page while still at Stanford University.

With a market capital of $1.9 billion, it made a revenue of $183 billion.

As part of its efforts to expand its business, the company, while using one of its subsidiaries Waymo, invested in Uber and recently launched Alphabets books, a platform where little children can have access to quality literacy lessons.

Microsoft

Microsoft, which is worth over $2 trillion is regarded as the second largest company in the world.

The company was founded by Paul Allen and Bill Gates in 1975 and they produce software for computers.

The operating system developed by the company which is known as Windows has brought huge profits and shot the company into global prominence.

Its estimated revenue is $147 billion and has over 200,000 workers.

The company recently unveiled ‘Microsoft Garage’, a safe space for remote workers to work effectively.

ALSO SEE – Wealthiest Churches and Religious Organisations in the World

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In Money

Richest Bankers in Nigeria

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richest bankers in Nigeria

Nigeria is home to millionaires and billionaires of all kinds and it is not surprising when we see them flaunt their wealth.

There are certain jobs people look forward to do because of its influence and the wealth you will accumulate.

Banking is one of them.

There is a belief by people that once you are hardworking and determined, you can become a billionaire and this is true.

This article will identify a number of Nigerians who had made it as billionaires in the banking sector.

 

  1. Pascal Dozie (Diamond Bank)

Pascal Dozie, who graduated from the London School of Economics is the founder of Diamond Bank. He cofounded African Capital, a venture company and Kunoch Limited.

He served on the management team of MTN Nigeria Communications as the Chairman and Co-chaired the Commonwealth Business Council.

Pascal is believed to be worth $1.1 billion.

 

  1. Tony Elumelu (UBA)

Tony Elumelu is one of the most popular African financiers that came out of the continent.

He owns the largest percentage in UBA and he is worth over $1 billion and has been regarded as one of the richest men in Africa by Forbes.

He founded the Tony Elumelu Foundation that gives a grant of $5000 to emerging social entrepreneurs across Africa the African continent.

Tony Elemelu owns Heirs Holding, an investment company that has invested across Africa.

 

  1. Jim Ovia (Zenith Bank)

Jim Ovia is worth over $900 million dollars.

This is as a result of the profit he has gotten from the bank he founded Zenith Bank.

Apart from being the chairman, he also has the largest stake, which is 9%.

He founded the communication company Visafone, which was later acquired by MTN.

 

  1. Afolabi Adeola (Guaranty Trust Bank)

Afolabi Adeola co-founded GTB with a colleague. He managed the company as the CEO till 2002 when he retired.

He currently manages FATE Foundation, a social enterprise that gives opportunities to emerging entrepreneurs to thrive. Afolabi is worth $750 million.

 

  1. Subomi Balogun (First City Monument Bank)

Ogun state born Subomi Balogun is the founded FCMB. The London School of Economics graduate, is an astute lawyer, philanthropist and banker who founded one of the most remarkable banks in Nigeria.

Although he is retired and handed the reins of administration to Ladi Balogun, he still wields great influence in the company.

He is said to be worth $700 million. Behind the success stories of these billionaire bankers is grit, sweat, resilience and hard work.

Their success is not something they did overnight, but years of putting up the hard work.

They have been able to sustain their work and ensured the viability of their banks through a sustained investment.

 

SEE ALSO – 10 Richest Footballers in Africa

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In Money

Africa’s Richest Pastors and How They Flaunt Their Wealth

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africa richest pastors

The Christian religion is a foreign religion brought to Africa by European colonizers.

Over the decades, it has come to become the religion of millions of Africans even ingrained to the socio-cultural fabric of many societies, its appeal has eroded the African traditional religion.

Over the years, pastors, who are spiritual leaders have become influential people in the African society and over the course of their influence, they have been able to amass a huge fortune.

Their wealth can be seen through the opulence lifestyle they live which include the expensive suits they wear, the luxury cars they drive, the majestic mansions they live, the pious charities they do and awe gawking cathedrals they build.

We will look at Africa’s richest pastors and their worth.

  1. Alph Lukau South Africa ($1 Billion)

Alph Lukau is regarded as the richest pastor in Africa.

With a net worth of a billion dollars, he is the founder and general overseer of Alleluia Ministries International.

With its head office in Johannesburg, the church also has different branches scattered around South Africa.

Alph Lukau drives an array of luxurious cars which include a Rolls Royce, Range Rover and Bentley. He also owns two motorbikes and travels on his own private jet.

He lives in his mansion in Johannesburg.

 

  1. Bishop David Oyedepo Nigeria ($150 Million)

Bishop Oyedepo is a Nigerian born, pastor who is known for his no nonsense attitude, he is an erudite and a scholar of many written books.

Oyedepo founded the Living Faith Church popularly known as Winners Chapel and other parishes is all over the 36 states of the federation.

He is a controversial pastor who does not shy away from lashing out at government officials when they do wrong.

Oyedepo currently owns two universities, Covenant University and Landmark University. Bishop Oyedepo is said to have four jets, an array of SUVs and a Rolls Royce.

 

  1. Shepherd Bushiri Malawi ($150 Million)

Shepherd Bushiri is from Malawi but has churches in Malawi and South Africa.

His journey into the ministry began when he was just 10 years when he alleged that he had an experience of God.

He drives around all manner of cars and SUVs. His cathedral in South Africa is majestic wonder.

 

  1. Pastor E.A Adeboye Nigeria ($65 Million)

Daddy G.O as he is popularly called is the overseer of one of the most popular churches in Nigeria, the Redeemed Christian Church of God.

He was formerly a Mathematics professor before joining the ministry as an interpreter. Under his spiritual leadership, the church has become a global spiritual house for people around the world.

He owns a fleet of cars which include a Mercedes Benz, Rolls Royce, and a Land Rover. He also owns two private jets.

 

  1. Uebert Angel Zimbabwe ($60 Million) 

The Zimbabwean preacher is the founder of Spirit Embassy. Although the church started in Africa, it has been moved to the United Kingdom. He is a graduate of Salford University and Boston University.

Uuebert lives a life of opulence. He travels in a flamboyant way with an exotic entourage.

His fleets of vehicles include cars, helicopters and motor bikes.

The wealth of these men of God has been questioned.

Although people have pointed out that they live large on the offerings and tithes paid by their followers, these men of God has said it many times that they do not need to take people’s Tithe before they eat, they are blessed as a result of the works they have done in the past and which they are still doing.

ALSO See – Wealthiest Churches and Religious Organisations in the World

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In Technology

Top 10 Tech Skills to Learn Today Based on Market Demand and Employability

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top Tech Skills

In 2020, the World Economic Forum published a report about the skills that will be in demand by 2025.

Out of that ten skills, two skills stand out which are the ability to use technology, control and monitor it and the ability to design and program.

Increasingly in Africa today, the best jobs are in the tech industry.

Gone are the days when children are mandated to study law, medicine, accounting, architecture and the likes in order to become a successful person. Software engineering and technology are now credible viable careers for lots of people.

Now, a product designer or a Cloud engineer in Africa may likely out-earn lawyer or banker by order of 2 or more.

Below are the list of top tech skills that are in demand and pay well.

  1. Product Management

Tech startups are emerging everywhere, FinTechs, EduTechs, AutomobileTechs, HealthTechs and the list goes on.

As they try to develop products in making life easier for people, there is a need for the personnel that will be in the middle of the production of these tech products.

This is where the Product manager comes in.

The product manager will be the one in charge of developing the product alongside a team of engineers and developers.

The product manager ensures that product that is being developed comes out right and every startup regardless of industry hires at least two product managers.

  1. Product Design

These are professionals who are in charge of designing and putting interesting features in apps in order to make the user interface appealing and the experience awesome for the product users.

They are known as creative genius and also goes by the name of the UI/UX guys.

Without them, the product manager cannot work, because he/she needs them to develop the app by using their creativity and tools.

  1. Cloud Computing

There is a huge demand for Cloud engineers due to many companies building their own cloud server systems.

The demand for cloud engineers who build and manage these servers are on the high.

4. Data Science

With the rise of big data, companies are demanding for the skills of data scientist to analyze their data.

Interestingly, all sectors in the tech industry are demanding for the expertise of data scientist because data is important in the building of products.

  1. Artificial Intelligence

With the massive changes occurring as a result of AI, programmers are in high demand.

The demand for AI professionals has grown over the years due to its adoption by major tech companies.

According to Linkedin, they ranked AI as one of the most demanding jobs of 2021.

  1. Machine Learning

A tech field that is quite exciting, innovative and profitable is Machine Learning. It is quickly emerging as one of the top tech skills to have.

Machine Learning has been adopted by tech companies for a long time, we see them as Siri on our I-phones and the Chatbots we message on websites and the cars that drive themselves in Europe and the US.

Every industry can adopt Machine Learning, the possibilities of its adoption are just endless and it makes business easy to operate.

  1. Mobile Development

It is estimated that there are over 3 billion smartphone users globally.

And the clamour for smart phones will continue to grow. This means mobile development will continue to feature as one of the top tech skills to have for a successful tech career.

What this means is that companies will continue to demand for mobile and app developers because apps are the premise on which smart phones are built.

  1. Robotics

The demand for robotic engineers gained trajectory during the pandemic thereby becoming essential workers that helped in the health and other essential sectors.

As a robotic engineer, you can help in developing automated robots in the health, agricultural, leisure, educational sector.

You can also program robots to become virtual assistants.

Robot engineers are highly demanded as the pandemic is still ravaging and this is the best time to learn about these skills if you are interested.

  1. Cybersecurity

For companies that are involved in the collection of data and information, it is vital for them to have a network structure that is secure.

This is the work of a cyber security officer. It is dangerous for such companies to have its security architecture breached because it can prove costly.

With the increase in data breach, it is imperative to have a cyber security officer that the security of data.

The average salary of cybersecurity officer is ₦450,000.

  1. Virtual and Augment Reality

Although Virtual and augment reality is mostly used in the entertainment industry, the health care, educational and advertising sector are now demanding for the services of people skilled in this area.

Although still relatively new in Africa, it has been projected that the demand for VR/AR will skyrocket by 2025.

These top tech skills are in high demand and the most interesting part is that you can work remotely as a professional with these skills.

Also, there is a tendency to work with foreign companies and earn in dollars as a freelancer. You can learn these courses online for free and for some you pay.

You can check out Coursera, EdX, Future Learn and other MOOC.

There are techs schools such Andela, Utiva and more that has been established to teach people these skills.

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In Money

Youngest Black Billionaires in the World

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youngest black billionaires

Lots of people dream to become billionaires, very few people get to become one, every much fewer become black billionaires. As a billionaire, you will live a life of opulence and luxury. You will be able to have access to whatever you need, eat the best meals, travel to wherever you want to go to and buy the best designer wear. Literally, you will be able to live your dream. However for a black, being a billionaire is not easy because it takes hard work, consistency and dedication in whatever work you are doing.

Below is a list of black billionaires who are in their 40s and under.

  1. Rihanna (33)

We all know Rihanna for her songs and my favorite is ‘Work’. She is not just making her money from singing, over the years, she has delved into entrepreneurship. Rihana opened her fashion house known as Fenty foundation and she is estimated to be worth over 1.7 billion dollars. She is one of the youngest female billionaires in the world. She is also an actress, an investor and owns a lingerie line.

  1. Lebron James (36)

Lebron James is the first ever basketball player who is still playing and amassed over 1 billionaire dollars in fortune. He currently earns over 400 millionaire dollars as a basketball player with the Los Angeles and has over 600 million dollars’ worth of investment in other ventures. He currently owns a 2% stake in Liverpool Football Club of England. He recently featured in a movie titled ‘Space Jam’.

  1. Robert Reffkin (39)

Robert Reffkin is co-founder of Compass Inc, an estate agency with its headquarters in New York. He is a graduate of Columbia University, where he got his B.A and MBA in Business Admiration. Robert has worked in different multinationals that include Goldman Sachs and McKinse & Co.  

Robert raised $450 million in IPO for his company  and Fintecology has reported that Compass Inc is currently valued at 7 billion dollars making Robert Reffkin a billionaire.

  1. Kelvin Okyere (40)

Kelvin Okyere is a Ghanaian businessman who got his fortune from oil and gas. He is the founder of Springfield Group, a multinational company that churns in an annual revenue of over $1 billion.

  1. Niyi Makanjuola (40)

Niyi Makanjuola is a Nigerian billionaire whose career has spanned many sectors that include finance, oil and gas, energy and aviation. With a double degree in Economics and Urban Planning from British Universities, he has been able to successfully navigate the entrepreneurial world and become a billionaire. He currently owns two successful companies. Caverton Helicopters, a company that charters and maintains airplanes for companies and Raven Resource Group, an oil and gas company.

Becoming a billionaire is not an easy feat. Most of them have been consistent with what they have been doing and they have been doing what they do for a very long time. Interestingly, most of them don’t set out to become billionaires, they only pursued what their passion and in the process became a billionaire.

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In Life

Best Recommended Movies and Series about Con Artists and Crime on Netflix

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Movies and Series about Con Artists and Crime

Crime movies alongside con artist films are one of the favorite set of movies people tend to watch.

This is because these movies are intriguing and adrenaline pumping.

They are filled with suspense and the stunts are just unbelievable (which makes the movies more interesting).

For many movie buffs, going out on weekends to watch movies is quite tasking.

From navigating traffic and staying on a long queue to get movie tickets is one stress we don’t want to experience again.

The advent of streaming services like Netflix has made watching movies easy.

With the app downloaded on your phone and enough data, you can stream unlimited movies and shows from the comfort of your home anytime any day.

You also have the choice of watching your crime and con artist movies which you love.

Over the years, Netflix has been able to build an impressive library of crime genre which are riveting and puts you on the edge of your seat.

Below are the list of crime and con artist movies and shows you can enjoy by yourself, family and friends.

  1. Army of the Dead (Movie, Crime)

This is not just a typical Zombie movie, but one which a heist is involved.

Directed by Zack Synder, it explores an apocalyptic world of Zombies where a group of ragtag mercenaries led by David Bautista are sanctioned to steal a huge sum of money at an abandoned vault which was habited by blood sucking Zombies.

Little did they know that the dangers that lay ahead was not just blood sucking Zombies, but treachery within the group.

If you love action movies, this is the one for you.

  1. I Care A lot (Movie, Con Artist)

Don’t let the title fool you, this movie is one of the most interesting con movies I have ever seen.

As a fan of Rosamund Pike, I was not disappointed by the acting of the Golden Globe and Prime Time Emmy winner.

She nailed it.

This is a movie about a con woman who pretends to care for the elderly and makes herself their appointed guardian by manipulating the law.

And in the process, she gets access to their assets and rips them off.

She finally got mixed with a dangerous gangster who brought hell to her doorstep.

This is a movie you really want to watch.

  1. Focus (Movie, Con Artist)

This movie was released in 2015 and stars Margot Robbie and Will Smith.

This was the period when Margot was not  household name.

Or even featured as Harley Quinn in the Suicide Squad movies.

This is a top notch movie that adopted two different con movies into an elegant style ‘Shades’ and ‘House of Games’.

This is a movie about hustlers, con men and not losing focus on the game.

  1. The Irish Man (Movie, Crime)

Martin Scorsese has always been a controversial director, but his movies are always divine.

If you are a fan of Mario Puzo or you love the Sopranos, The God Father or crime movies that deals with mobsters, the Irish Man is there to watch.

Having two outstanding characters in the form of Robert De Niro and Al Pacino in one movie is just heavenly.

The monologue was skillfully woven and delivered on a platter of exceptionalism to the audience.

My favorite monologue in the movie is ‘I heard you paint houses’.

You cannot understand the underlying meaning of these words until you watch this movie.

It is a must watch.

  1. Clickbait (Series, Crime)

I am sure you must have seen this series many times and pass.

You are one of those that judge a book by its cover.

As unpopular this movie is, it is underrated.

It dwells on the false image people portray on social media and how this can be destabilizing to you and your loved ones.

The actors might not be popular, but their performances are eye-catching.

  1. Lupin (Series, Con Artist)  

Lupin is a con artist who can also be successful in the art of espionage.

A master of disguise and deception, his scheming and illusions are what grips you on your seat.

The show is excellently woven, and it keeps you guessing.

You might think you know what the outcome will be, but in the end, you will realize it’s not really what you think it is.

It is part of the illusion.

The series is one of those you binge at a go.  

Theses are carefully selected movies and series that will make you appreciate creativity.  

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In Life

What to Do After You’re Scammed on Instagram

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what to do after getting scammed on Instagram

Instagram is one of the fastest growing social media network in the world. With over 1 billion users all over the world and over 8 million users in Nigeria, it is one of the most widely used apps alongside Zoom, WhatsApp, Twitter, Facebook and TikTok in the country. Apart from just being a social network where people can interact and connect, a distinct feature of the media platform is the ability to share videos and pictures to your followers who can like, share and comment on them. This feature has enabled it to attract millions of followers all around the world.

Instagram, just like other social media platform has evolved over the years. Entrepreneurs use this platform to promote their businesses to inform the world what they do. And with the ability to advertise on the platform, entrepreneurs make use of this opportunity to reach more customers both within and outside their countries thus in the process make more money.

Despite the advantages the social media platform is bringing such as in connecting with loved ones, sharing life changing information, job opportunities and advertising goods and services criminals have decided to use this platform to scam people from their hard-earned money.

Check our post on how to avoid getting scammed on Instagram. If however you do get scammed we hope this articles helps you with what to do.

Instagram scamming comes in different shades and forms. Scammers disguise as business vendors informing the public they sell goods and provide certain services. While some, under the form of business entities seek investors to invest in their business schemes.  Interestingly, a lot of Nigerians fall prey to these phony acts. Another means by which people get scammed is by the annoying activities of online beggars popularly known as ‘bambiala’. These people will solicit for funds from different people to cure an ailment, pay hospital bills or tuition.

These pleas are fake and many of them are only on Instagram to scam people. Several times, young Nigerians especially ladies post on their wall how they were scammed by fake vendors who sells wigs, shoes, bags, clothes and other beauty enhancing wares. Once they get access to your money, they either block you or stop responding to your messages. Celebrities are not left out of these. Some of them have fallen prey to the ‘pleas’ of these ‘bambiala’ and fake accounts bearing the names of celebrities have been created in order to dupe unsuspecting fans. 

Another form of scamming which is quite popular these days is Instagram phishing. Through phishing, scammers get access to your Instagram account and use your identity for criminal activities. And if care is not taken, they might have access to sensitive information such as your banking details and in that process cart away all your money. Your account get phished when you get messages that makes you take actions such as clicking links you see via text messages or WhatsApp groups. These links serves as Trojan horses and when clicked enables scammers to have access to your Instagram account.

When you fall prey to these Instagram scams what do you do?

If you fall victim of fake online stores on Instagram or bambialas, the first thing you must do is to report the account to Instagram. Instagram has a strict policy against fraud and online scamming. The account will be blocked and be brought down and will not be able to carry out such criminal activities.

The next step is to write an email to the financial institution. They include your bank, the scammer’s bank and the Central Bank of Nigeria. You send an email detailing the transaction you carried out with the fraudster and you attach the screenshots of the debit alerts. From there, the financial institutions will work towards not only getting your money back but arresting the fraud.

When phished on Instagram, the first thing you must do is to change your password. When you change your password, the impersonator will not be able to have access to your account and in the process you have logged the person out.

When changing your passwords, adopt using unique ones that will have all manner of characters which will secure your account and will be hard to crack or remember by fraudsters.

If you realize that by having access to your Instagram account, your bank accounts might have been compromised, it is important you check on your account and block any transaction that might occur. Go to the bank as soon as possible and make any necessary changes so that your account will not be tampered with in the future.

 

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In Life

Step by Step Guide to Renewing Your Expired Drivers License Online in Nigeria Without Delay

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how to renew your driving license online in Nigeria

One of the requirement for driving a car anywhere in the word is to have a license. A license indicates that you are fit to drive a car without causing any harm to anyone be it motorist or pedestrians. In Nigeria, it is mandatory to have a driver’s license before taking your car out on the road. Failure to adhere to this rule attracts a fine from the authorities. And in Nigeria, you never can tell when you will be stopped by the appropriate authorities who will want to check if you have your license with you.

Furthermore, it is imperative you renew your license a month before the expiration date because there is no grace period for expiration. When you are caught driving your car after the expiration period, you will definitely be penalized.

In order to renew your license in Nigeria, follow these easy steps.

  • Log on to https://www.nigeriadriverslicence.org/
  • Click on renew.
  • Complete the application form for renewal by entering your details which include name, date of birth and license number.
  • There is a section that will ask you if you want to recapture your bio metric information, click on NO.
  • Proceed to make the necessary payment online and print out the receipt for further referencing.
  • Proceed to pick the nearest Driver’s License Center that is closest to you for collection purpose.

Once you have been able to follow these steps and you have been able to get your license, you are free to drive your car anywhere. Remember to keep in mind when your driving license will next expire so that you can quickly renew it in order not to get fined or penalized.

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